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A journey of a 1000 miles must begin with single footstep....
Comments
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Not many days away for you now Jody, does it feel like reality yet?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
No not really! Sounds odd but I am trying not to think about it just incase my bonus is really pathetic and I end up being abour 4 months out of my target DFD (which is still a big improvement but I am kind of an all or nothing girl!). I think I will only see it happening when I have got my bonus figure and worked out how much I will have for savings.
Either way, I should know this time next month :eek:
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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I understand where your coming from, you don't want to set yourself for a dissapointment.
Fingers crossed for a gert massive bonus (a bit of Bristolian there for you!) xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Evening all, just been typing up a list of 101 things to do from now and after I am debt free thought it would be easy but everytime i put something on the list I think i wonder how much that will cost. This could become a very short list pay off debt, pay off mortgage and save money there done it LOLMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
You brain has been completely MSE'd lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Whoops, phone bill is £7.65 over budget this month, naughty girl!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Boo to the phone bill!
Have you managed to squeeze the budget for the new boot money yet?Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
If borrowing £30 off my mum counts, then yeah lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I have just tweaked my Nov budget as well to allow an additional £20 for presents, I have to accept the fact that wrapping paper, cards and chocolates to go with presents actually do cost money lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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