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A journey of a 1000 miles must begin with single footstep....
Comments
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Probably nothing unfortunately! Want to try and get cards and the little things like chocolates as well, and maybe have a hot chocolate with my sister
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
How was shopping ? Any confessions ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Almost done now, just a couple more presents to get and the bits and bobs like chocolates to go with gifts.
No confessions! My sister did buy me a new top that I've had as an early Christmas present for a night out in December
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Thats good your nearly done only 48 days to go, im sorry i just cant resist :santa2:.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Morning
I cant wait to get to work and check my spreadsheets, feel like my account is all over the place due to the Christmas shopping.
I have also realised how easy it would be to get back into spending mode, even though I'm buying for other people at the moment you get straight back into that habit of spending money, it's scary!
Glad I'm nearly done and I can go back to no treats, I know that probably sounds crazy, but it's safer that way!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on the Xmas shopping hun! Hope it wasn't hectic and too traumatic
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Mmm I love chocolate at Xmas, I am sure though, that for the last 2 years running I haven't got ANY, bah humbug!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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£12.60 worth of clubcard vouchers in the post today, I need to buy a bottle of Vodka for a girls night out on 20th November, result
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Good news on the vouchers
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
£12.60 worth of clubcard vouchers in the post today, I need to buy a bottle of Vodka for a girls night out on 20th November, result

I'm waiting for my points to update! Been saving them since April I think for Xmas and if I am right we have about £40 worth...I'll probably turn them into Days out vouchers or similar to save me spending loads in Half Term and Easter next year :j
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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I always exchange my vouchers for a goldsmiths voucher then I buy DH xmas present as he has a passion for watches. Just tried to redeem them and the website is down due to too many visitors.
Hope your spreadsheet numbers add up after your shopping, I know what you mean about enjoying spendingMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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