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A journey of a 1000 miles must begin with single footstep....

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Comments

  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    :( that's a bit pony hun! I second seeing if you can change the date, I hope they apologised to you a lot. I wish I could think about buying a 1st home, let alone a 2nd one!

    I hope you can work something out

    x

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi guys

    OH wants to leave it as New Year and it's all brought and paid for now so just gonna get on with it.

    Sure were still have a great time, but was really looking forward to having other people to snowboard with.

    They are really struggling to raise the funds to buy the property, which is a holiday home, think they have some skint times ahead and won't even be able to take a week in the property themselves for the first few years. Is it worth it?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    This goes back to the bit where you still have to live, I would rather wait another year and enjoy myself on the way it cant be the only house for sale.
    Have a great day, have broken my debt dwom into months weeks and days :eek:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Hello brief morning visit before bed, i have done a siggy update im just into the 56k realm yippee... what a short trick re new year im sure it will be fun , seams a silly investment to buy a home you cant afford to holiday in and then you have to gurentee renting it out and making some money it seems a bit rash if you ask me... but thats me lol .... my spreadsheets look terrible i fritter money i really do need to pull the strings in its payday and already its accounted for lol makes no sense haha xxx have a nice day woo woo xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Herewego wrote: »
    Have broken my debt dwom into months weeks and days :eek:

    That was brave HWG! I remember calculating my debt cost me £5 a day in interest!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I have just paid another £20 off Lloyds, woo hoo!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • well done on the loyds payment xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    well done on the payment to Lloyds!

    Shame bout the holiday, hope you enjoy it still though x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    Woowoo wrote: »
    The couple we were going snowboarding with at New Year have today cancelled as they can't afford it, as they are purchasing a second home in Cornwall, whilst I completely understand this I am a bit grr because:

    1. They choose the destination based on what's best for their kids
    2. We wanted to wait till Feb, cheaper and quieter
    3. I only paid for ours on Fri, if they had spoke up sooner we could of considered our options as well

    I didn't mention any of the above obviously, but am a bit disappointed.

    Ah that's a shame! I'm going in January with about 10 other people, I can't wait!! Can you not see if anyone else can join you? It's always fun to board with more people. Where is it you're going?
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Adam

    Are you going to Austria in Jan?

    We are going to saux d'oulx in Italy, we fly out on Boxing Day. There isn't anyone else that would be up for coming really :( I was really looking forward to going with some other people, as its always just me and the OH.

    Am feeling a bit annoyed today, I just feel they could have told us on Friday when they knew it had to be paid by then.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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