📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A journey of a 1000 miles must begin with single footstep....

1122123125127128472

Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Thanks HWG & Rum Punch x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Sending you extra positive vibes honey bear x
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Safe journey enjoy your weekend
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning everyone

    I think I've suffered a personality transplant this week, don't know what has been up with me but all of a sudden I wanted to be 21 again, without a care in the world and no responsibilities. That's what a night of wild partying does to me apparently!

    Whilst in this 'I don't give a toss' frame of mind I agreed to go to St Ives again this weekend, and although I can't wait for another night of partying it's really not going to help me get debt free by Dec 2011.

    This little blip means I need to find £115 by the end of October to get into the £11's.

    So moving on and putting this craziness behind me today I have paid £244.57 off my debt after interest, bringing the total down to £12,648.63. Lloyds now stands at £7,335.83. Not epic, but better than nothing.

    Also, I have paid off the last of my snowboarding trip, my second ever holiday paid for 100% cash.

    So all in all there doesn't seem to be much point beating myself up about any of it, just make this weekend a good un as there won't be anymore until Christmas lol!

    Also, car is in for its MOT today, so fingers crossed please everyone.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Car has passed, yippee! Can you believe its now £55 for an MOT, daylight robbery!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done on your payments and getting your car through the MOT one less worry. How about setting your self a challenge i'm sure you can find £115 you seem to find lots of little overpayments and they all add up.
    I also need to find some extra to keep me on track for clearing this in 15 months looks like more surveys and ebay.
    Have a great weekend got carried away yesterday thought it was friday
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Nothing wrong with being 21 again (just for a weekend)

    Great news on MOT

    £115 - go for lots of walks - you'll find it
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Good news about the car, hope you have a great time in St Ives but don't agree to any more wild partying for a bit now, get those bills paid.

    I'm sure you'll find the £115 somewhere, you usually do!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I know Rum Punch, it's easy to stick to the plan when nothing fun happens, but once you get the taste of excitement you remember what your missing lol! I will be fully focused again from Monday.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • I will check!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.