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A journey of a 1000 miles must begin with single footstep....
Comments
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Thanks HWG & Rum Punch xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Sending you extra positive vibes honey bear xLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Safe journey enjoy your weekendMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Morning everyone
I think I've suffered a personality transplant this week, don't know what has been up with me but all of a sudden I wanted to be 21 again, without a care in the world and no responsibilities. That's what a night of wild partying does to me apparently!
Whilst in this 'I don't give a toss' frame of mind I agreed to go to St Ives again this weekend, and although I can't wait for another night of partying it's really not going to help me get debt free by Dec 2011.
This little blip means I need to find £115 by the end of October to get into the £11's.
So moving on and putting this craziness behind me today I have paid £244.57 off my debt after interest, bringing the total down to £12,648.63. Lloyds now stands at £7,335.83. Not epic, but better than nothing.
Also, I have paid off the last of my snowboarding trip, my second ever holiday paid for 100% cash.
So all in all there doesn't seem to be much point beating myself up about any of it, just make this weekend a good un as there won't be anymore until Christmas lol!
Also, car is in for its MOT today, so fingers crossed please everyone.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Car has passed, yippee! Can you believe its now £55 for an MOT, daylight robbery!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on your payments and getting your car through the MOT one less worry. How about setting your self a challenge i'm sure you can find £115 you seem to find lots of little overpayments and they all add up.
I also need to find some extra to keep me on track for clearing this in 15 months looks like more surveys and ebay.
Have a great weekend got carried away yesterday thought it was fridayMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Nothing wrong with being 21 again (just for a weekend)
Great news on MOT
£115 - go for lots of walks - you'll find itLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Good news about the car, hope you have a great time in St Ives but don't agree to any more wild partying for a bit now, get those bills paid.
I'm sure you'll find the £115 somewhere, you usually do!0 -
I know Rum Punch, it's easy to stick to the plan when nothing fun happens, but once you get the taste of excitement you remember what your missing lol! I will be fully focused again from Monday.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I will check!0
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