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A journey of a 1000 miles must begin with single footstep....

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Well done you - thats a great achievement!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Woo that's great and on the body boarding note it can be done another time :-) simples :-) off to see the parents now xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Happy, I've been to my parents as well today for a yummy roast.

    OH is off to Turkey with a friend today for a week, no snoring and no arguing over the remote, bliss!

    I have realised that my dream is to own an apartment in the French Alps. My OH has also said he would like to save for this once I am debt free. I don't see why I can't save £50k over ten years if I can pay off £18,650.47 in 3 years plus interest (OH would save same amount). I don't want a mortgage on the apartment, I will own it outright. I would love to spend the whole winter season snowboarding.

    Everyone needs a dream right :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thats not an unachieveable dream Woo - get a picture of it onto your wall (or at your desk in work) and off you go!

    I have no idea what my dream is once DF and MF - LOL
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    hi woo always have a dream they are yours for no one else to take!!!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Thanks BTD, our dreams make it easier to get out of bed in the mornings x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    They certainly do :) whats the plans this sunday eve xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Happy

    No plans other than an early night, already wishing I didn't have to go to work tomorrow!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Nothing like the monday morning blues lol :) but it gets us to our goals eh :D xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Hi Woo, glad to hear that you didn't have a hangover and escaped before any arguing!

    Body boarding and belly dancing sound fun, it's a shame the day off would have to be unpaid. Maybe see if you could raise the £50 by then and then decide whether to go?

    I agree with getting a photo up somewhere - I have lion photos that I took up next to my desk, just to remind me of what I love and why I want to be DF.

    x:)x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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