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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    What's at the corner shop, sweeties? My favourites are jelly buttons, mmmm I want some now!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • its a co op and its a danger zone from now on lol lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Evening Woowoo, how are you today? I can't believe you're down to £21. Incredible! Should be £20.95 now?

    Need to rein in spending as well, also corner shop problem, though buying food for meals, I wouldn't mind if it was chocolate and sweets!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Good point RumPunch, I haven't included my change pot yet, I will do that after the Tesco shop at the weekend as the change gets put in there.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • It's incredible how you have just wiped loads off that target. It would be interesting to see how much the interest has reduced on Lloyds/TSB and not just total debt.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well the estimated interest was £114.58, will have to wait for the 13th for my statement to see what interest they add on, I bet it's the same or knowing Lloyds possibly more lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Evening i have just looked at my monthly overdrasft charge i do not understand it its a pest when it says i was overdrawn for 2 days i dont see it on my statement cheeky bleeders !! unless they are a month behind who knows !! ive just seen a spider eek it will have to be thrown out before i go to bed lol lol xx x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    All banks are cheeky bleeders!

    I HATE spiders! I have to check under my pillow every night when I go to bed as a few months back a giant black one was under my pillow. I'm going to have nightmares tonight now lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Evening i have just looked at my monthly overdrasft charge i do not understand it its a pest when it says i was overdrawn for 2 days i dont see it on my statement cheeky bleeders !! unless they are a month behind who knows !! ive just seen a spider eek it will have to be thrown out before i go to bed lol lol xx x

    If it's not clear, I would ask them to explain which two days and how they calculate their interest. Make them earn it!
  • TBh i can not be bothered wasting my time with them lol id sooner suck it up and get on with it lol this month i will be in credit so if next months statement is saying days in unexpected od i will be ringing them up ... ahhh i will be doing a dance of happiness when we owe no one xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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