Halifax - STAY AWAY!

VIGILANT22

I am surprised brokers are still referring to Platform as a "specialist sub prime lender"
Platform is the intermediary lender of The Co-operative Bank.
They used to be heavily into sub prime in the good old days.....
However now most of the products are mainstream ...mainstream fixed from 3.69% and tracker's from 2.79%
The sub prime products (2 in total) are known as almost prime...they do not allow for any ccj's or arrears in the last 12 months..the max ccj is £500.00 and 4yrs discharge from bankruptcy....
They have more mainstream products than sub/almost prime........

VIGILANT22

TMSL wrote: »

Conrad, a bit Harsh on Platform they do now offer exclusive prime deals to many networks which are v competetive on rate.

Exactly...I'd be worried about a broker who today is still referring to Platform as sub prime lenders...I do wish Conrad would stop spouting off about other brokers as this is less than professional and just distracts from any good he has to say...and on this occasion he has proved himself wrong and not upto date with his products....

Dan_1976

They are still known as a specialist lender. Most sub prime lenders offered prime deals.

Conrad

And who administers the Platform mortgage after completion?

Platfrom are ok, just not top of my list when it comes to service.

Conrad

VIGILANT - how are those life cover sales going........ hopefuly you refer people to the cheapest high quality online providers such as Direct Line and don't attempt to flog your clients insurance - afterall your'e always banging on about best advice

VIGILANT22

Conrad wrote: »

VIGILANT - how are those life cover sales going........ hopefuly you refer people to the cheapest high quality online providers such as Direct Line and don't attempt to flog your clients insurance - afterall your'e always banging on about best advice

If this is you're attempt to cover up your lack of knowledge you're showing your true colours now...I neither flog nor bang...I leave that to the wide boys...

Conrad

VIGILANT22 wrote: »

If this is you're attempt to cover up your lack of knowledge you're showing your true colours now...I neither flog nor bang...I leave that to the wide boys...

Home Of Choice came to see me - the discussion was very much about life sales and how they could help me 'grow my business' through more life sales - so much for that fee free service some speak of

VIGILANT22

I have nothing, are you listening NOTHING to do with Home of Choice...you have had some cheap dig like this before...but that's all your able to do...criticise other advisers and continually post about 19yrs in the industry...rolls eyes.....

Dan_1976

Should you not have a sig Vigilant?

Thing is, platform are platform, if you think they have really changed your having a laugh. Remember igroup?

VIGILANT22

Dan_1976 wrote: »

Should you not have a sig Vigilant?
QUOTE]

No.......................

How long ago did you deal with Platform???