I'm only 18 and have over 11K debt, Help! Plz :(

immoral_angeluk

baza52 wrote: »

Do you realise the car is for HER use.
If motability found out you were using it yourself they could take it away.

[STRIKE]So long as he is the nominated driver and the car is used for predominantly her use to help with her getting about it's not an issue.[/STRIKE]

scratch that... I'm going to have a dig and see what the actual rules are....
I shall return!

immoral_angeluk

Q. Who can be insured to drive a Motability car?
A. Customers can nominate two drivers. If the disabled person intends to drive, they count as one of the permitted drivers. Nominated drivers can be changed during the lease and a third driver can also be added by paying a little extra. Young drivers can be one of the nominated drivers but there are restrictions on the vehicles that drivers under 25 can be insured on and a higher insurance excess will also apply.

Q. Does the recipient of the mobility allowance always have to travel in the car?
A. The car is provided for the benefit of the disabled person. But, they do not always need to be in the car, for example having someone else using the car to do the shopping or run errands is still of great benefit.

from http://www.motability.co.uk/main.cfm?Type=PFAQ
Using the car for your socialising would NOT be classed as benefitting the person (or their care needs) of which the car is provided for.