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Bank Charges

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  • Floss
    Floss Posts: 9,308 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No idea, but can OberonSH tell me more about the WTC thingy? I get both, so would like to find out a bit more.....couldn't see anything on Moneyclaim that mentions fees-exemptions!
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  • Cantdance_2
    Cantdance_2 Posts: 200 Forumite
    Yeah I see what you're saying, it doesn't really make it clear there that there are a couple of letters to send:

    a) Preliminary Request for repayment

    b) Letter Before Action

    You're best off reading all the FAQs and step by steps at the consumeractiongroup forum, if I'm being honest.

    But seriously, it's worth doing. I got back over £1000 without even filing my claim.

    And no-one so far has filed a claim and not got their money back. Particularly if it's a large sum of money, it should definitely be done.

    Only thing is, the charges don't total over £5000 do they? As there's a different procedure if they do.

    Cheers

    James
    Total Debt: Owe about £19,000 on credit cards plus £24,000 which is my half of joint loans.
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