Landlords insurance while renovating

neilo

Hi looking for house insurance while i redo house I bought for BTL
( new bathroom suite ,kitchen electric, etc)
my normal insurance will not cover the time i'm working on the house 6-8 weeks

any ideas

cheers

MortgageMamma

Yes try rentguard http://www.rentguard.co.uk/Pages/cheaplandlordsinsurance.htm

they have a 90 day unoccupancy limit they may be able to cover you - I'm not sure if they deal direct with the public or only through brokers though

HTH

MM

dougk_2

try also http://www.yorkshirelets.co.uk/

The owner is very helpful and knowledgable and saved me some money on my policy.

davef

Hi neilo

You need to ensure you are covered for buildings insurance, tools, eqpt on loan/hire, public liability imdemnity and of course to have all fittings covered whilst the site is 'uninhabited'. (kitchen, bathroom, boiler/rads etc etc)

I have known of cases where rads, boilers, kitchen etc have been ripped out by 'burglars'. nice !! On my latest development I installed a full burglar alarm with autodialer so it calls my mobile/home line if the alarm is activated.
Very handy if you are within a few miles of the site.

Anyway worth having a word with
http://www.renovationzone.com/default.asp

Hope this helps.
Dave