Tues 23rd Feb - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Goooood morning everyone!
It was good being back at work yesterday...but I was very tired! I'm only working mornings for now, which is great. Was home about 12.10 and fell asleep at 1.45:rotfl: In bed at 9 too....so lots of sleep;)
Not much on today...just work for the morning and then home. need to do some Uni work too. I got the essay plan emailed....for what it's worth:p
ok, list:

• check banking
• daily scratch
• packed lunches to work for girls, lunch at home for me
• update Asda order that's coming Fri....with free delivery, wooooo
• heating off/low
• wrap ebay parcel
• read paper online
• enter comps
• hope my new shower is fitted today:)

Ok, that's all - have a great day everyone!!

princess_loki

morning all :wave:

just a quick list for the moment - rushing to get to work!

breakfast and lunch from stores
going to mums on way back from work to deliver avon and have dinner
not text anyone - use FB when back home
heating still stuck on low constantly so washing on airers
cats have had tesco food this morning
depending on how i feel may do some cleaning when i get home

off to shower and finish getting ready

loki x

wow!!! second post that has got to be a first for me!!!

mogchops

Morning all! Thanks for starting the thread Milly!

HAPPY BIRTHDAY to my younger DD, 7 today!!! :D:D Pity its a school day, but got family coming for tea later, and her party is on Saturday

And elder DD has hospital appt this morning with ENT specialist, at last, to talk about tonsils :eek: Busy busy day!!!

- check online banking
- packed lunches
- happy family tea later
- walk to hospital (only over the road!) to save parking charge
- Should be NSD

No housework or hokey cokeying - its a BIRRRRTHDAYYY!!

Have a good one everyone xxx

littlemisschocolate

Morning,

Thank you for starting the thread.

So far today, I've done the following:

- Made lunch from cupboard.
- Checked daily banking.
- Done some daily clicks.
- Hoover.

I need to the following throughout hte course of the day:

- Do remainder of daily clicks.
- Store cuoboard tea.
- Wash at 30 degrees and dry on airier.

Keep smiling everyone.

cx

Pippilongstocking

:jHey morning chaps:j

Milly well done on the sleeps!
Princess Loki - woo hoo to second
Mogchops - :Thappy birthday to DD:T
LIttlemisschocolate - Hoovering BEFORE work OMG - well done

Today for me

I'm up early (having trouble sleeping so look tired but a bit more perky today)
Had two shredded wheat with a black banana which was (despite DD's face) OK and lovely inside
Put all the lids back on the bottles of shampoo I filled up and allowed to drip out the last of the bits last night
DO NOT buy any more toiltetries - having tidied out the drawers last night we've enough shampoo/liquid soap/conditioner/babywipes for about 6 months (or maybe longer!!!!)
GOt to pot up the ratatouie into tubs and freeze it
Pork stir fry for tea
Must phone and pay logs on CC and then make sure pay the whole balance again at end of month to improve credit score!
Lovely day - try to go beach with dog at lunch
Hokey cokeys and hang up (not sure about outside as we're thick with snow here)
Feed chookie
Pay BT extra BB bill - I've fought with them and lost lost lost - but I have given it a good shot (£120 :eek:)
Look to see if I can go and visit OH - his sis is really poorly so he can't come up
Try NOT to obsess about new houses, try not to obesess about new houses (sign the lease on Friday - its gorgeous and with amazing views)
Spoke to my LL last night here and he's happy for us to move whenever suits us - so will do a serious think about the logisitcs of lodgers etc which are comign over June/July
Probably out in the field later as its so still
Must do some writing - um none much done so far (whoops)
Check if SIL went into O2 shop and paid to fix Iphone
Charge camera battery at work
Photos on FB - from DD to let daddy in France see them - cheaper than lots of phone calls
Sparkle spring is around the corner (under the snow)

Thats me for today - I painted my toenails lime green last night after a lovely bubbly bath

irishmist_2

Morning all - what a productive bunch you all are so early in the day - am very impressed!

Today I have/will:
-wear glasses instead of contact lenses
-cleaned out the chickens and 2 eggs, so breakfast sorted!
-continue with mission to sort out house - seeing some progress
-check banking etc
-email a friend instead of phoning
-took lid off handwash- wee bit left and added some water for a "pour on" handwash for today!
-meals from planner
-breastfeed baby and use reusable nappies
-read some more of my book for bookclub

Have lovely days everyone
xx

lonestarsky

Morning everyone :hello:

Busy at work just now which means I'm gonna be out and about in the sunshine all day :rotfl:so quick update before I go.

Today I have done/will do:
- check internet banking (in overdraft - nooooooo!!!!) but....
- ....phoned evil bank about the loan payment they incorrectly took from my account - finally in the process of being refunded so there should be £200 back in there in the next couple of days :T
- pay off the £80 I owe my friend - been needing to pay this for a while so am glad that i finally can
- LSD - need something for dinner and spent £3.50 on some make up samples
- do some writing although not sure I'll have time for this
- dr's appointment in the afternoon but can use work van to get there as I'll be out in it anyway, which saves on my petrol

And thats it! Have a good day x x x

Triangle

:hello:Morning all :hello:

Hope everyone is well and happy - happy birthday Mogchop's DD! And well done Milly for back to work

Study day at home today - and need to make my essay 'tight'. The words are there, now its time to play around with it to make it passable! Boo


My list:

• DH taken my car for its MOT - fingers crossed
• Got paid £108 tax refund from my old job :T
• This is going straight off my O/D - not even tempted to spend it, just want that O/D gone (five months ago I didn't have one - now its £1000! :eek: - well, £900 now :T)
• Adjust budget for next couple of months until next bursary payment
• Lots of washing at 30
• Airer/line dry if poss
• All meals from stores
• Stick to slimming world all day
• Bit of housework
• Walk pup
• Contact Uni girls about doing something very cheap for my b-day (2 weeks time)
• Contact mum and dad regarding the above
• Phone grandparents using free minutes
• Need to do some work placement reading
• ESSAY!
• Treat myself to Eastenders and Holby afterwards

Love T
x

josiebabie

Morning all
Miserable day here, it's drizzling and cold Should feel lucky I'm in the warm at home! Still reeling over the £2500 I discovered in childcare vouchers yesterday, it's like finding an old bank account you never knew you had!

Anyway, list for today:
- Surveys, these have been few and far between recently
- LSD, just sausages for dinner
- Mum picking DD up from nursery and taking her home, looking after her tomorrow
- Got water bill yesterday, didn't realise you get 2 months off! That's £50 to go in the pot! Although it's gone up by 80p per month
- Keep eye on ebay
- Update owing spreadsheet
- Check online banking

That's it for me!
Have a good day all!

OrangeFairy

Today is meant to be my college evening at 2pm but at the moment i have a poorly little girl at home DD was 7 on saturday and then sunday morning had a bad headache and was sick in the evening. She has had the headache ever since and has a really high temp So if she is still bad later i will be home all day!

Today
- housework
- list some bits on ebay which i cleared from the shed
- Look at quotes for contents insurance quick look last night showed i can get it for at least £7 cheaper a month
- Go into the loft to store a few bits that were getting damp in the shed
- Do my homework for my AAT course incase i do go this afternoon!!!!
- find homes for my DD's presents which are still sitting in the lounge
- go on the cross trainer for half an hour

Mogchop - i hope your daughter has a great 7th birthday. I was lucky that my DD's was on saturday so she was at home....every year her birthday has fallen in half term which is handy!

I hope everyone has a great day

picasso2

Hi there, my god its cold today. I wasnt very good yesterday as my freind asked me to go to PC world with her yesterday via the shopping mall and aldi . The aldi buys were things i needed anyway but spent £15 on snacks and coffee in the mall which i didn't need to be doing just before payday.

Today I have / will :

• checked online banking - need to really breath in now !
• do batch cooking that I was supposed to do yesterday
• hokey cokey dry on airers
• competitions
• surveys
• meals from plan
• really needs to be a nsd today
• fit widget that came in post to shower to reduce water useage.
• try contacting college again to book cheap facial
• keep in contact with freinds and family through free texts, free calls , email and facebook.

Think thats all for today. will be glad when this month is over but staying positive