Virgin Follow on Deals

gkb_2

Have just paid up the balance after my 0% period on my Virgin CC expired:T is anyone having any luck with follow on deals at the moment and if so what length and what balance transfer fee are they offering as I have
a Barclaycard one finishing in a few weeks.

I need to ring them but always worth knowing whats out there before I do,

many thanks

Any

I got 1.9% apr on BT (fee 3%) till Nov 2010 2 weeks ago by post.

gkb_2

Ta for that, at least there are some out there, was hoping for a 9 month one but anything is better than nothing.

Interestingly I have also received a letter saying my interest rate has gone up from 14.9% to 24.9% as my 0% came to an end, no doubt there are very good reasons for the increase that I fail to understand having paid by DDr on time all through the 0% period so not obviously being an additional risk !!

xycom1

Any wrote: »

I got 1.9% apr on BT (fee 3%) till Nov 2010 2 weeks ago by post.

+1, my 0% BT doesn't expire till May. A couple of months ago got sent an offer for 0% on purchases over £250 until July and 0% on purchases under £250 until May.

williham

Wish I'd never closed my virgin card, they won't give me one anymore

Any

gkb wrote: »

Ta for that, at least there are some out there, was hoping for a 9 month one but anything is better than nothing.

Interestingly I have also received a letter saying my interest rate has gone up from 14.9% to 24.9% as my 0% came to an end, no doubt there are very good reasons for the increase that I fail to understand having paid by DDr on time all through the 0% period so not obviously being an additional risk !!

As XYCOM, my 0% didn't come to the end yet (but I am already getting these offers)

Wonder whether they will put my apr up... Good job I already have a card to transfer to!!:D They ain't getting any money on interest from me!!

Eydon

I keep getting repeat offers (usually 0% on purchases rather than BT's though). And they always overlap with offers that are already running. Some people (me included) might think they were trying to catch people out, hoping they get confused and miss promotional end dates, but if you keep track of things it's very handy

xycom1

I think you're probably right Eydon...

I've made some business purchases on the 0% offer to add with my outstanding BT, so as soon as the BT 0% comes to an end, will pay off the lot.

gkb_2

rang them up and no offers available despite the 0% running out in December, advised that I will be written to with offers but noticed in the last statement that they will not be sending out CC cheques after 31 March so wonder if anything will appear, will have to just keep an eye out.

As was previously mentioned loads of offers before then end of the previous offer but now its paid off nothing.

CannyJock

gkb wrote: »

As was previously mentioned loads of offers before then end of the previous offer but now its paid off nothing.

That's all designed to get you to take out the offer then get caught by the allocation of payments trap when one offer ends and the amount reverts to the standard rate while your payment continue against the 0% balances They're not daft

t4mof

I received a letter yesterday offering me 0% on BT until December.

I've waited long enough though - it's been nearly 4 years since I last used my Virgin card. In fact I had to get in touch and arrange for a new card as I cut mine up a long time ago.

Anyway, can now transfer my Barclaycard balance (which has just ended it's 0%) and my Egg balance. Both will be clear by the end of the year thanks to Virgin