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Making March Memorable with the NSD Method!
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Declaring my final figure for the month (against a target of 11) as 16 :T
Within these 16 I actually scraped in with 12 total NSDs (the other 4 days had 'regular' - direct debit type - payments made as the only outgoing of the day)Cheryl0 -
Just managed to squeeze one last one in before month end making me a jaw dropping 20/15 - well happy with that!
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
Hi Guys
Well the end of the month didn't go so well for me spending wise........I spent a FORTUNE in Sainsburys. I put a little bit of petrol in as am driving to BF's tomorrow and then I went into Sainsburys to stock up on some items as I had a voucher for £4 off a £20 shop (It was my last one of 6 such vouchers I had received - gosh I've had fun stocking up). And this was all fine. I compiled a list with the help of mysupermarket.com and my shopping was going to come in at a little over £20. But my downfall was my mother. She's a terrible influence and things just went WRONG. And there is currently 25% off all clothes!! I broke my 'No flipping Clothes for 12 months' challenge when I've suffered so much for the past 8 months and only had 4 to go!!!!!!!!!!!! :eek:Fortunately such items can be returned
So declaring 16 out of 17 NSD's achieved
Onwards and upwards!0 -
Hi everyone
Last day of March and in the words of someone I can’t remember “haven’t we all done well”...
Targets reached on the last day of the month:
:j:j:jkatenut: well done, that’s brilliant, really pleased for you. :j:j:j We’ve had some slightly odd meals this month for just the same reason!
:j:j:jin spired2: fantastic news you reached your target - well done!:j:j:j
Lots of NSDs on the last day of the month - well done to the following:
Lollypop75: :j11 is brilliant - well done:j
Casperthefriendlyghost: :jwell done for getting 16 :jand hope you’re getting better now after the surgery. Looks as though you’re keeping up the no smoking days as well - brilliant!:j
jintyb: :jyou have done so well this month, smashed your target out of the water. :j I do agree, handing over hard-earned cash feels like spending money, using a credit card just doesn’t at all - and that’s probably why most of us are here.
skaps: :jfantastic that you got to 16 - well done:j
lizzyshep: :jwell done on getting to 21 during your first month - that’s great:j
sassi0306: :jwell done - 16 is a good total to get, you’re making great progress so big pat on the back for you:j
mamajojo: :jgreat that you got to 9 - well done. :jI suppose needing to feed the children is a good excuse not to have an NSD... possibly
Baileys Babe: :jfantastic news that you got to 21 - really well done - and you smashed your target as well:j
karenccs67: :jwell done on getting to 13 - you very nearly made your target. :j Fingers crossed for April now
Cleosmum: :jand well done to you for getting to 14 - again, nearly at your target.:j Fingers crossed for you for April as well
elfen: :jyou really did smash your target, that’s brilliant - very well done:j
fedupandskint: :jyou got 8 NSDs - no one had your money on those 8 days apart from you - that’s an achievement I reckon so well done!:j
peedie: :jand you had 7 NSDs - well done for those. Same comment as for fedup above, chin up and think about April now:j
cw18: :janother one smashing her target out of the water - 16 is brilliant, well done!:j
saorsie: :jI’m sure you’ve borrowed pure dead dopey’s aliens - you’re doing brilliantly - 20 is fantastic - well done!:j
And..... oh dear to curlygirl - you must remember to take pure dead dopey’s aliens shopping next time and not your mother!!!! Well done on the 16 though, that’s brilliant!:j
Will keep popping back here over the next few days to see if any stragglers report in for duty and update the thread if so.
Oh, and before I forget - I got another one today as well, taking my March total to 21 - yippee!!!:j:j
See you all in April
spoon
xThe time you enjoy wasting is not wasted time
0 -
Morning all - yes I know its not March anymore, but after thinking Id got another NSD yesterday, I was scuppered at the last moment ! With 10 mins to go before leaving work I heard the dreaded "Janet, do you want to out in for soandsos birthday?" Just minutes from a clean escape!! :mad:I kind of expected it though and I dont really mind as its for a pal! ;)Anyhoo Im going to adjust my sig accordingly - see you over in the April thread!
PS Just looking at the final tallies, everyone has done really well this month, even the guys that are a little short - dont beat yourself up, its making the effort that counts:T
Have a great day all!:A
you will always be rich enough to be generous.0 -
I managed 10/15. Bit of an expensive month. Will do better in April
Thanks:jDEBT FREE 27 July 2011:j
Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36
Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £12780 -
Well managed to squeeze my last 2 NSD's in on Tues/weds so got to 20 (took lots of will power as got a real craving for some cad8urys mini eggs!!)
Taking Mum out today to look round the shops and have a bit of a girlie day, so doubt it'll be a NSD, also looks likely that my good intentions on not buying any clothes will be wrecked (just like curlygirl!). Mum's are very bad influences, but you can't really put a price on a bit of quality time together and i'm sure we'll have a good laugh too.
Well done on everyone's efforts in March and best of luck for April"A bargain is something you can't use at a price you can't resist." Franklin Jones0 -
Hi Folks,
Managed to squeeze in another 2 NSD's yesterday and wednesday, so that takes my final total for the month to 11/15. Not bad.
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
Squeezed that last NSD in yesterday, so made my target
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Good morning everyone!
Solvent/Big Mumma please can I have a :dance: as I'm reporting in with 19/19! Woo hoo!!! It was a close run thing, but I just about managed it with 4 NSDs in the last 4 days of the month.
Well done everyone - see you all on the April thread.:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0
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