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The March 2010 BR Club

1235716

Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ee8lyc.jpg
    "If wishes were horses, then beggars would ride"
  • bevieal
    bevieal Posts: 35 Forumite
    hi ,i was just wondering ive just read about someone handing there keys back to the mortage people and they were told not too ,we are handing our keys back ,we go bankrupt thursday and move out of our home friday we have no money due to us from the mortage and secured loan ,so we was goin to fill the forms in on the following monday can anyone tell me is this the right way todo it !!!! i need advice thanku
    bevieal
  • dojoman
    dojoman Posts: 12,027 Forumite
    bevieal wrote: »
    hi ,i was just wondering ive just read about someone handing there keys back to the mortage people and they were told not too ,we are handing our keys back ,we go bankrupt thursday and move out of our home friday we have no money due to us from the mortage and secured loan ,so we was goin to fill the forms in on the following monday can anyone tell me is this the right way todo it !!!! i need advice thanku
    bevieal

    Hi bevieal, you will be better starting a new thread with this question, you will get more response that way :)
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • icm_2
    icm_2 Posts: 55 Forumite
    BUMP

    Had my telphone interview today - went better than expected. Verbally agreed an IPA

    Have a great weekend

    ICM
    ICM
    __________________________________________
    Bankrupt 4th March 2010 --- AD 4th March 2011

  • bevieal
    bevieal Posts: 35 Forumite
    what is a IPA thanks
  • diddly74
    diddly74 Posts: 822 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Rang up the court today - they offered me a date of 25th for both my Hubby and I to go BR, thats my birthday so lady very kindly went off to her manager and got us an appointment for Monday at 10am. Bit quicker than I was expecting :eek: but why wait around ???? I can't see any reason.

    We want to give up our house, but will need time to get the monies together. No mortgage arrears as yet, but will need that money towards rental fees and deposit etc. Hope OR understands.

    Anyway I finished work, with no plans for this weekend really, now I am gonna have to call in Monday morning and take an emergency day off and spend all weekend making sure I have to forms all completed and in tip top order.!
    Donna
    Economy; careful management; providence. Whether you call it thrifty or frugality it all comes down to getting more for your money.
  • dojoman
    dojoman Posts: 12,027 Forumite
    Income Payment Agreement, if you have a surplus after you have paid your essentials etc on your SOA, then the OR will take a percentage of the surplus.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • angiebhfx
    angiebhfx Posts: 353 Forumite
    Tagnut1999 & me went BR this am at 10:00. Been into to co-op to open a Cashminder account. Ready to start again. Yeeaaahh!!!!

    Thanks everyone
  • mscfsb
    mscfsb Posts: 32 Forumite
    Hi all, My OH and i were declared bankrupt on tues morning 9th march, we were both in a panic before the hearing and worried how it would go.:eek:
    After following lots of the threads on here and taking advice from the nice people at CCCS we bit the bullet and took the plunge. Thankfully all went well and all the officials so far have been really nice. We have a telephone interview on weds with the OR so hopefully everything will be ok. Thanks to all for the advice and keep up the good work.:beer:
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    edited 12 March 2010 at 10:20PM
    Helllo and welcome to the forum and Congratulations mscfsb, good luck to you both. Have a lovely weekend:beer:

    Take care
    ifwishes...x
    "If wishes were horses, then beggars would ride"
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