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URGENT help please - building regs question
frafferty
Posts: 153 Forumite
Further to my thread yesterday http://forums.moneysavingexpert.com/showthread.html?t=2290229 regarding movement in the floor of the master bedroom, it has transpired that their used to be a partition wall in the room below. This was removed by the original owner of the property to create a kitchen diner which runs across the entire of the back of the house (5m or so in length) and has been this way for over 10 years. The work has not been passed by buildings regs - how concerned should we be considering the floor is moving above? The ceiling in the kitchen does not appear to be bowing at all though.
Where do we go from here? Obviously we don't want our house to fall down just after we have moved in but we are stretching ourselves financially and do not have endless funds for lots of additional surveys etc. We thought by buying a newer house that we would be limiting our outgoings for a while
Sorry for the urgent but we have to send mortgage application back today and obviously don't want to do so if we really should be pulling out.
Where do we go from here? Obviously we don't want our house to fall down just after we have moved in but we are stretching ourselves financially and do not have endless funds for lots of additional surveys etc. We thought by buying a newer house that we would be limiting our outgoings for a while
Sorry for the urgent but we have to send mortgage application back today and obviously don't want to do so if we really should be pulling out.
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Comments
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If it was a load bearing wall and no rsj's were put in walk away now!0
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How do we know if it was a load bearing wall though?0
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I am not a builder but one way to check if there are identical houses in the street ask one of them if there wall is a stud wall and therefore not load bearing or block which probably would be0
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block wall being brick? They have told us that it was a stud wall (made of plaster and wood only) but how can they be sure if the work was carried out by a previous owner?
Should we try to get the work passed by building regs retrospectively? If so what implications does this carry?0 -
I wouldnt try to get building regs passed yourselves as if the work does not comply to the regulations in place at the time it was carried out, you would have to carry out the work in order to get the regs passed.
If you really want the house, you could ask the current owner to apply for building regs, but it will delay things and obviously they may find that they have to carry out work, but at least it would not be you paying for it.....however if it is going to be major, time consuming work, you can then walk away.0 -
Obviously we don't want our house to fall down just after we have moved in but we are stretching ourselves financially and do not have endless funds for lots of additional surveys etc.
The house is one of the most expensive purchases you will ever make.
Get a survey/ structural engineer's opinion and now for sure if it is safe. In my mind whether it is safe is far more important than whether the sellers have a piece of paper.
If it has stood the test of time there is a good chance it is fine, but you need to know for definite.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Is the house uninsurable withiout building regs?0
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Do not think you need building regs if the wall in question was not load bearing0
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Most buildings insurance do not require any info on building regs compliance so it is unikely to affect basic insurance.0
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