state pension claims for dependant adult being stopped this year

lovelyjubbly

I wasnt sure where to post this so I have put it here and under the pensions forum, anyway, I have just looked at the direct gov website and as from April this year the government are going to stop people claiming extra state pension for your other half if they are under pensionable age and not working, (does not affect you if you are already claiming, only new claimants) this may affect quite a few people! see below for a quote from the web page and a link:-

If there is an adult who depends on you financially
From 6 April 2010, it will no longer be possible to claim an increase of your State Pension for another adult. This is called an 'Adult Dependency Increase'. It is an increase in your State Pension for a wife, husband or someone who is looking after your children, if he or she is considered to be financially dependent on you.
If you are already entitled to this increase on 5 April 2010, you will be able to keep it until you no longer meet the conditions for the increase or until 5 April 2020, whichever is first.
If you claim your State Pension on or after 6 April 2010, you will not be able to claim an increase for an adult who depends on you financially when you finally claim your State Pension.

http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_069498

margaretclare

This is because everyone is meant to be claiming a pension in their own right. It is humiliating to be an 'adult dependant'.

Wildside

margaretclare wrote: »

This is because everyone is meant to be claiming a pension in their own right. It is humiliating to be an 'adult dependant'.

It will take less years to qualify as well.


From April 2010, the way you qualify for a State Pension is changing:

• it will be easier for parents and carers to build up qualifying years of National Insurance and get a State Pension
• to get a full basic State Pension, you will only need 30 qualifying years of National Insurance contributions

(At the moment, men normally need 44 years and women 39 years.)

• once you have built up a single qualifying year of National Insurance you will qualify for at least some basic State Pension

If you're over 55, or if you care for someone, you should find out how the changes may affect you. You should also find out if you need to take action now.


On the down side they have increased the age you have to be to claim your pension

seven-day-weekend

I read a thread here a while ago where able-bodied women of under pensionable age were being claimed for by their pensioner husbands.

There was no reason why these women could not have gone to work, they were not old, ill or caring for anyone.

It is totally their choice to stay at home if they wish, but not to have the state pay them for their choice, so I for one am glad it is being stopped.

margaretclare

seven-day-weekend wrote: »

I read a thread here a while ago where able-bodied women of under pensionable age were being claimed for by their pensioner husbands.

There was no reason why these women could not have gone to work, they were not old, ill or caring for anyone.

It is totally their choice to stay at home if they wish, but not to have the state pay them for their choice, so I for one am glad it is being stopped.

I too, 7DWE.

Newly_retired

It didn't work the other way round, though. As my dad was 7 years younger than my mum, and she had never worked so had no pension in her own right, she had to wait till she was 72 to get any sort of pension ie when he was 65.

seven-day-weekend

The old Pension rules were actually very discriminatory to women. The new ones will be a lot fairer.

sebastianj

I am trying to get my head round this can somone please shed some light on this situation.

Wife is 60 but husband not yet retired. She has not paid all her stamps, just brought up the family and then fell ill. Her husband tried to pay her stamps but was advised by the DWP that she will be entitled to 2/3 of his pension, so there is no need for him to do this.

What are her entitlements?
Can she claim a pension now?
kind regards,
sebastian

seven-day-weekend

If she is claiming on his pension she will have to wait until he reaches retirement age, when she can claim 60% based on his NI contributons..

sebastianj

Thanks Seven-day-weekend, My question was in conjunction with the new rules from April 2010, mentioned above. Has that any impact on the situation I mentioned?
seb

seven-day-weekend

If she has any pension in her own right, then she can claim that at 60. If she claims from her husband's NI she will have to wait until her husband is 65. As she is already 60, she will be under the old rules so the new rules will make no difference.