HELP! advice needed please

wizard3891

Hi all,

well the story started here,

http://forums.moneysavingexpert.com/showthread.html?t=2086969&page=1

Now for the problem:

Its a nightmare living here, My wife is moaned at about us doing nothing which is not the case, her 17 year old brother is just about unbareable with his hygene and his rudness. We feel trapped and can't seem to see the light at the end of the tunnel. We are progressing well with our savings and living here we can now save around £2200 a month with my OT going the way it is.

To save enough to buy it will take us untill October this year but we don't think we can cope till then!!

We are seriously considering renting a house at around £900 per month.

Now this would obviously seriously hamper our saving but it seems the only way out.

If we leave now and rent we would still be able to save £1100 a month and if my OT stopped completly (unlikely) we could only save £400 a month.

I need advice please

Regards

wizard3891

Please help!!!!!

HousehunterScotland

Not sure what part of the UK you are in, but do you need to spend as much as £900 on rent?

Radish72

Try and stick with it so you can save towards your goal quicker

Soon it will be warmer so maybe you can get away from the house more, which might make sleeping there more bearable

Kittenonthekeys

Would you be able to rent a mobile home perhaps?
I do agree with HousehunterScotland - £900 does seem a lot to spend on rent. Perhaps you might feel it's worth trying to make do with a smaller and/or more modest type of property (if available in your area) to help you escape your current situation and at the same time allow you to save a bit more towards your goal of buying your own place?
I know some feel you should just stick it out but I'd personally want to get right away from it - it's a carp start to your married life and may eventually put a strain on your relationship. Life's much too short to spend the next 8 months feeling as you do!

Fire_Fox

Why do you need an entire house? Surely lodgings or a small flat would suffice.

wizard3891

Thanks for your replies,

Re the £900 - I agree but will look for less.

We really need it to be a house - even if its 1 bed as we have our little dog to bring with us which also makes it harder to find a rental that will take a dog. Our last place we just had to agree to get the carpets proffessionaly cleaned when we left.

8 months I feel will put a strain on our relationship and also my wife has just started a long course of training for her job and needs time to relax and revise which at their place is impossible as we never feel able to sit down without being frowned upon. i.e start the dinner etc

BitterAndTwisted

If your current circumstances are so unbearable then the only solution is to get the heck out before your relationship with the family completely breaks down. They obviously don't want you there any longer so I would take the hint and move out asap.

That you could afford a decent amount of rent a month and still be able to add to your savings means that you are both in a very fortunate position; a position that millions would envy. So, it may take a little longer to build up your savings pot in order to buy. That's not the end of the world in my opinion. To have a place you can call our own and be able to live in comfort and privacy would mean more to me than any money in the bank. You and your OH are both very young and you have plenty of time in front of you.

It's really a no-brainer imo. Find a rental, move out and be happy.

Fire_Fox

wizard3891 wrote: »

Thanks for your replies,

Re the £900 - I agree but will look for less.

We really need it to be a house - even if its 1 bed as we have our little dog to bring with us which also makes it harder to find a rental that will take a dog. Our last place we just had to agree to get the carpets proffessionaly cleaned when we left.

8 months I feel will put a strain on our relationship and also my wife has just started a long course of training for her job and needs time to relax and revise which at their place is impossible as we never feel able to sit down without being frowned upon. i.e start the dinner etc

A ground floor or basement flat woulds do you fine, even lodgings with a dog friendly homeowner. As regards preparing dinner, buy a slow cooker (£8 from supermarkets). You can throw a meal together in five minutes then leave to cook for at least six hours - your wife can simply crack on with her studies. It would be more cost effective for you to work less overtime and spend more time helping around the house in order to keep the in-laws happy, than it would be to rent a £900 house AND pay all the bills.

wizard3891

Fire Fox - interesting idea - I hadn't thought about it that way. just had dinner downstairs - inlaws seem ok, but then next week they will have a long day or two at the office and then take it out on everyone else -

We have been here before, it gets bad then good and we decide to stay etc etc.

Im starting to think that owning a house in 8 months time will cost us our marriage and my sanity!

We currently pay them £650 inc food but end up paying out for some food anyway

g_attrill

wizard3891 wrote: »

We currently pay them £650 inc food but end up paying out for some food anyway

Wow! With your reports of their attitude I thought you would have been paying them a token amount. Around here a double-room is £350/month inc. bills, surely you are paying market rate or above, even assuming you have a living room of your own and are allowed a pet?