Helping a friend with C/C's - Where to start?

Any

Hot_Potato wrote: »

CannyJock - I think you are probably right. She seems happy to pay a minimum payment each month so long as it isn't 'too much'... She takes no notice/doesn't understand about %'s.

She's now putting her house on the market. It's been valued at £850k, her life time mortgage is just under £300k, and she's looking to buy somewhere for £400k... but in the meantime is pleading poverty to all around her because she hasn't got enough money to live on!

Well, there is to live and for some there is TO LIVE.
Some people find living difficult when you have to think of money.

I think you tried to help, she doesn't care, just walk of before you will start feeling bad about it for what ever reason.

These people always find a way to blame you for something on the end, usually just because you now know about their weaknesses and they don't like it.

CannyJock

Have to agree.

It's one thing to say "To hell with it all, I could be dead tomorrow." but that life strategy backfires if you're not actually dead tomorrow and you have to live with the consequences.

I think your friend is basically sitting in a special form of denial where she's in a house that's "worth a fortune", she's got "load saved away" and she's going to "inherit a mint" so despite what she may be protesting, she's convinced herself she's actually wealthy and doesn't really care or have to care about her finances.

Like Any says, you tied to help but you're pushing water uphill. If she decides that she wants to get her cards back that you cut up all she has to do is phone and ask for replacement cards - trust me, they'll be only to happy to send her them