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Forced to guarantee a mortgage
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AID
I suggest you post this on the Mariage and family forum as there are a lot of folk there in the similiar situations.
However, you MUST get legal advice as the current suggestion is cobblers.If you've have not made a mistake, you've made nothing0 -
I understand the children need a home, I guess this is really the point can she the court etc force me to maintain the mortgage so that my wife and kids can remain living their.
If they can I guess for the next 12-14 years I'm renting a room.
Kinda means I can't move on, If I meet someone I can't buy a new place as I would already be stuck with buying her a house
You need to contribute to providing a home for your children. You signed up to the mortgage lender to pay those mortgage payments for the 25 years; that is what you are stuck doing unless you sell up of she gets a mortgage in her own name.
Please don't think of it as "stuck with buying her a house". Where is your obligation to your children?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
From my own divorce negociations I believe that your wife can stay on in the house if she can afford the full mortgage herself if the children are young. However if she can't afford the whole mortgage then the house will have to be sold and split between the two of you.
A lot of solicitors do a half hour free consultation so I would get legal advice if I were you.0
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