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credit report / scoring and overseas

hi there,Does anyone know if someone runs up debts and ends up trashing their credit score in the UK, could/would this affect future credit applications if the individual moved overseas?.Thanks in anticipation.

Comments

  • loveandlight
    loveandlight Posts: 1,200 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 18 February 2010 at 9:46PM
    Nowadays with computer technology and global accounts, depending upon the amount involved, it is easy for the debt to be sold on and to find yourself chased for it in a new country. Unless you move to somewhere like the Far East that is.

    A friend of mine moved to the US and they got chased for it there.

    Note

    Sorry I just re read your question. It doesn't affect any future overseas credit applications unless they do pursue you and catch up with you after a while.
  • So i presume then applications for credit and searches etc, will not be reported on a uk credit report? and searches on a person new to a country would simply be looking into an empty credit report?seems like a somewhat flawed system, if all it takes is to jump from country to country.
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