We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Flood Report
barrybarryr
Posts: 98 Forumite
Hi,
I want to get a flood report done on a property that my girlfriend and I have had an offer accepted on.
I have looked on various sites on the net and GroundSure and Homecheck seem to be about £15 - £20 plus vat.
Our solicitor is saying it will cost £70.74. Is this some different kind of report or are the trying to add £50 fees for getting it (which I could do myself in about 5 minutes, 7 if I had to walk to the bedroom to take my debit card out of my wallet and walk back to the front room)?
Thanks
Barry
I want to get a flood report done on a property that my girlfriend and I have had an offer accepted on.
I have looked on various sites on the net and GroundSure and Homecheck seem to be about £15 - £20 plus vat.
Our solicitor is saying it will cost £70.74. Is this some different kind of report or are the trying to add £50 fees for getting it (which I could do myself in about 5 minutes, 7 if I had to walk to the bedroom to take my debit card out of my wallet and walk back to the front room)?
Thanks
Barry
0
Comments
-
The flood report my solicitor arranged for me cost about £20. £70 does sound excessive unless it is a special type of report.0
-
Flood report we were given by our solicitor about 9 years ago told us we were in a high risk area because we were 1/2 mile from a small watercourse. What it failed to mention was the fact that the water would have to climb about 80'0
-
Be very wary about buying a property on a flood plain or near a watercourse which is liable to flooding. I assume that because you've been asked to get one that this is the case?
You may well find it either extremely difficult or expensive to get buildings insurance cover.Mortgage free as of 10/02/2015. Every brick and blade of grass belongs to meeeee. :j0 -
Have you been on the env agency website. You can input the postcode of the house and it returns a result of low, med or high. Our flood report showed that our new house is within 250 mts of a flood plain, but the env agency website said low risk. As per what slummymummyof3 has written above, we are also above the flood plain so it's hard to see how flooding could occur. This isn't to say that I'm not thinking of playing it safe by finding out once and for all, but having had family in the village for 60+ years who have never been affected by flooding, I'm not overly concerned (famous last words!). All our solicitor said to us was make sure you insurance company covers you for flooding.0
-
The only reports that are useful are those that give real information about how often an area actually has flooded and how possible future flooding would be.
Remember that if there is X amount of water it will rise and flow over the next lowest areas. If there is a lot of low land near a watercourse it will flood that first - if there is less low land nearby then it will flow further through such low areas as there are. Differences of a few feet in levels make quite a difference.
I live about 1/4 mile from a stream that flows through a culvert into the tidal River Itchen - at high tides the water backs up through the culvert and fills the stream quite a way back. I have never known this to overflow in 28 years living nearby, but it might. However I live 100' up a hill so I can't see this is relevant to me apart from making it more difficult to get to work! Loads of people are going to be in similar situations and often flooding is simply not an issue however close they are to water simply because of levels.RICHARD WEBSTER
As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards