Making every penny count

40somethingmum

ruby1968 wrote: »

Hi Hun

In need of advice having a few problems trying to sort out financial mess, have paper pen and bills and computar but none of it is makng sense.

Hi Ruby !!:)

Sorry to hear you are having problems sorting out the finances .:( Can I help ??

40SM xx

ruby1968_2

I hope so, have got in a muddle recently and now am behind with some payments, I thought I was doing rather well but i think i need to restart plan of action.

ruby1968_2

The one thing that is concern is that the natwest loan is being paid by insurane as I no longer work so do I still include that on the list, it is money I don't have to find as the insurance pays direct??? if so I can remove it from my outstanding debts list because i don't have to find the funds and will have less to worry about.//

Pippilongstocking

Waves to 40SM - having a bit of lunch and in the garden!

40somethingmum

Morning all,

I woke up this morning feeling really stressed due to the work I have got to get through before close of play on Wednesday. That coupled with PMT I was a bit teary:o . On passing DS2's bedroom I could hear he was coughing badly and was extremely chesty. I got them all ready for school but on arriving there I realised that DS2 was just too ill to go in . Another morning at home...... meaning less time to do my work:eek:.
My colleague has just e-mailed me to say he is ill .... so probably more work for me:( .

I really need to get my life sorted. I seem to be permanently grumpy, stressed and unhappy.

Sorry for the ramble

40SMxx

Pippilongstocking

((())) hugs sweetie - poor you - work/life/balance stuff is really hard - especially for working mums with poorly peedie chaps.

Sending you a lovely hug - it won't help but you'll know I'm thinking of you. xx

40somethingmum

Thanks Fay,

The Hug certainly helped . I think I need to plan some time off soon, perhaps at half term . I just have a massive knot in my stomach all the time . To make matters worse DH's phone is switched off so I have no idea what time he will get back here at. Sometimes Its 11.30 others it can be 2.30.:(

How are things in your peedie world ? Sorry but I have been rubbish at keeping up lately.:o


40SMxx

Pippilongstocking

I know the knot in the stomach thing.

We're Ok - I'm getting slightly stressed by wrok - so chunking things up and at least 'acheiving' something - (data at the mo) I've taken to rewarding myself like a small child - ie 1/2 hour data - 2 mins MSE - lol!

House move is ongoing - and trying to wind up one house and wind down the other IYSWIM -

I am trying not to get stressed - hence my massive lists.

Doesn't always work.

40somethingmum

Hi Fay,

I am going to have to do your "chunking up " thing later . If I look at the whole picture I will never get anything done:o

Have a good day.

40SMXx

40somethingmum

Well I managed to get to work yesterday 1pm and then worked until 8pm. I then slept really badly as I was still doing work in my sleep IYSWIM:( so I am really tired this morning , DS2 is still off and I still have masses of work to do_pale_


I am now trying to sort out how my fiances look between now and the end of the month


Cash available : £509.68


Outgoings :
Loan £200
CC 108
School dinners 28
Petrol 40


Total 376.0

Leaving £133.68 for groceries

HOWEVER I also have to pay Electricity bill £207 & car Tax £112 but they will have to wait until pay day

As DH has Saturday off this weekend we were considering going down to Dorset to visit MIL as we have not been for a long time , but not sure if we could afford the petrol or not :(. I think we probably should go .:)

Hope you are all having a lovely day. Sun is shining here:)

Love

40SMxx