We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Making every penny count

1161719212292

Comments

  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    What she said......:o

    Well I'm going to be here for the next few years so we can stick around together x

    I'll look forward to it ;) Hope everything is ok with you:)

    40Smxx
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Keep going 40sm - it is tough and families are not cheap - but it is true that love is what they need the most...you can do it....this time last year I owed almost 10k personally, now it's half that, just by staying focused and getting my priorities right, and our overall outgoings are high...and BTW there are many many better at this MSE lark than me, but I do what I can and you will too.

    Just focus on the big picture and what you want to achieve, and you'll get there......

    Mrs R

    Thanks Mrs R. How's the puppy ?
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Well what with everything yesterday I only managed 4 hrs at work yesterday bringing my total up to 30.75/45:(. This means to meet my target I have to work 14.25 hrs before Monday :(:(.

    DS1 was so sweet last night. He gave me a big hug and said he was really sorry for upsetting me and he will try to be good today. So far so good:)

    Must dash & get the kids to school ( hopefully without tears this morning)

    Have a good day .

    40SMXX
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :) Ok I'm back from the college run and don't need to pick him up till 12.30:eek: can't be to mad with with though he finally gave £10 for petrol to and from college for the week:), I'm popping into ebay to see how I'm getting on with the selling and also waiting for the man to come and do the draft excluding, so will be happier when the gap is filled.
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    ruby1968 wrote: »
    :) Ok I'm back from the college run and don't need to pick him up till 12.30:eek: can't be to mad with with though he finally gave £10 for petrol to and from college for the week:), I'm popping into ebay to see how I'm getting on with the selling and also waiting for the man to come and do the draft excluding, so will be happier when the gap is filled.


    Good luck with the ebay, Ruby.:)

    Well Ds1 was very good . It was the other two that played up this morning:mad:. Still they are now at school :j:j . Deep breaths and relax... all is now calm in the 40something household. Well I say calm ... the dog is now winging as he wants his walk . I'd better go take him to the park . No rest for the wicked and all that;)

    Bye.
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :j Morning 40sm

    well there here doing the door and have just informed me that when it was hung it wasn't aligned properly:mad: but he's a nice chat so he's going to put it right:) have just got the next water bill in and it's gone up on last year not by much but will have to revise budget on dd's ready for next month:( oh well expected it so wasn't too suprised, cant wait for the council tax:o that'll be interesting.

    my dogs playing up he wants to play all the time at the moment:o maybe I'll let him play with the workman:D(there again maybe not) not that brilliant at first aid:D. so have shut him in ths sitting room with me. he's so nosey he behaves like a meerkat on his hind legs looking round corners:rotfl:
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :jWell done with DS1 :D thing could be looking up:)(hopefully) ((hugs))
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Hi Ruby

    I'll look forward to receiving my water rates in the post ( not:p) . Forgot that the council tax starts again next month:(

    Must dash now and get to work . See you later;)

    40Smxx
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    chat later hopefully
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    I'm still here:o I read far too many diaries. They are a bit addictive though:)

    Definetly must go now!

    Chat later.;)

    Green light be gone !
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.