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Having courage to be honest

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  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    I am stuffed now . Tattie was very nice. DH has just got in from work so I am off to work now:( . Speak later ......possibly when I am busy Working:whistle:

    Love

    40SMx
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    yep chat later hopefully. if then tomorrow if your around I had basic sarny not as nice but filledd the gap.
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :mad: don't you love it when you wake up and you know it's going to be one of those days!!

    checked bank this morning 0.00 balance in acts, no credit on phone. and no petrol and my 17 3/4 year old nagging me:eek:.and it's Friday. never mind hopefully the day will get better.:(
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    ruby1968 wrote: »
    :mad: don't you love it when you wake up and you know it's going to be one of those days!!

    checked bank this morning 0.00 balance in acts, no credit on phone. and no petrol and my 17 3/4 year old nagging me:eek:.and it's Friday. never mind hopefully the day will get better.:(

    Not a good start.:( Things can only get better:)

    Have a good day, sweetie;)

    40SMxx
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :j 3 of my items will sell today so there's a bit more money :j I'm in complete pain this morning with my fibro:( feeling really uncomfortable so going to float around on here sounds really lazy but can't do much else.:( revised plan for today:

    set up more transfers on bank act so can make more pads when able to
    dinner prob lamb chops
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :jGreat the drafts gone:j that means it will be warmer indoors now so will be able to reduce the central heating setting:j and the dog will be warmer tonight:D just gone and checked my change pot and somebody has robbed it:mad: (I will find the culprit) :mad: I was going to use that towards a payment to provident tonight:mad: I think now that I'm going to empty my bag and my purse to see what I can raise:( I have got to make this payment :),

    :(Ok well have scraped together £15.00 and the 35p I have left has gone back to the pot. THE PURSE IS NOW EMPTY, and will remain so till next week.:( but at least bills are up to date and provi will be please I need this gone.
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :mad: OK well my day day just gets better(not) Having picked DS up from college he goes and gets himself ready for voluntary work this afternoon, and you know he does:mad: leaves his steel toe cap boots right in line at the bottom of the stairs( accident waiting to happen) and having asked him not to leave his washing in the bathroom!:mad:he leaves it in the bathroom, washing up all over the kitchen:mad: and to top it all has left me really really :mad:and totally stressed. (just wait till he gets home)!!

    Calming Down!!!

    That feels better.

    I'm going to sit down over the weekend and revise all my finances ready for April as I should have all the income and expenditures through by then so will have a better idea for the rest of the year. (hopefully)
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The joys of teenage children~not.
    I feel your pain.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    thanks beanielou, i needed to get that off my chest.
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :)Morning It's saturday morning (so i hear you say) exactly what is so different about that:( (well nothing) it's just the same as any other day.:)

    Well as there's no difference that means it's all about Cleaning and tidying. I not sure about everybody else but I when to bed last night with a nice tidy house no washing or anything needed doing:p and Yep you guessed it woke up this mornng with Pizza box and empty cans in the sitting room clothes all over the floor and washing up in the kitchen:mad: (I daren't look in the bedroom yet) so I am saying "WHY DO I BOTHER"
    and on top of that he's got up and gone out(yep GONE OUT):mad:. Mess maker that is!!

    On another note hubby gone to work this morning to get a bit of overtime in for this month:) so that will help come payday.
    today no money in bank, purse or pots so I'm just going to potter and do the usual chores, I had my breaky and just having a cup of tea before i get going.

    hope you all have a good weekend:) ruby1968
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
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