Barclaycard initial provisionally accepted

fawinds

Hello there

I applied for a Barclaycard initial and have received today a letter saying I am provisionally accepted. They ask for further information to help check my identity and address.

They ask for a utility bill, two months banks statements and two recent pay slips, self assessment or confirmation of NI contributions.

I don't have any utilities in my name, so I wonder if sending an additional credit card statement from Aqua would do. I am reluctant to do so because my Aqua credit card has a low credit limit (250 quid) and high APR (35.9%) and am not sure if them seeing this information would be negative.

Also I make my self assessment online and have no paper copy of my most recent tax return. Would correspondence form HMRC with my name and address be acceptable?

I know it will ultimately depend on the Barclaycard underwriter who receives my documents, but if any of you can give some advice I will really appreciate it as I really want this credit card.

Thank you.

izools

Showing them your Aqua statement will cause no harm atall.

They will have already credit scored you and established what limit you will have, and they will already know the limit on your credit card as this is on your credit file. The APR is immeterial.

Do you have an NI coding notice? This can sometimes be used as ID, otherwise your photocard driving license?

Call and ask them what you can send in - it varies somewhat from company to company