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Thats another fine mess I got myself into

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  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    I think that would be the thing that would really do my head in running a business. The things being paid for after they have been given....And also never knowing just when a cheque is going to land as well. You are doing so well to budget AT ALL with things being like that.

    in other news I have entered a competition over here to go watch the All Blacks v Ireland in Dublin next year, so never know I might win:rotfl::rotfl::rotfl::rotfl:and I will see you there!LOL
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    WOW that would be a great win!!

    And yes it is a head melter trying to juggle the pennies but now I have worked out that I need to 'prepare' for this week every month it should improve.

    On Wednesday I wrote a chq from my personal account to business account to cover chq's. Today, realising I might not get money to cover chq, I wrote a chq fom business account to personal account so that initial chq wouldnt bounce!!! By the time it gets to the bank on Monday/Tuesday there will be money - ugh!

    What fun!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    I guess that the next few days will be holding your breath that nothing goes wrong with the internal workings of the two banks. At least now you have a handle on this week being a carp week every month. It does allow you to plan. Hope the toes are starting to come right
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh yeah I am getting very good at holding my breath for days on end!!!!

    I would nearly put money on it that chq's will come in tomorrows post! Hate getting chq's in Saturday post as there is nothing to be done with them!

    Toes are SORE but think its more the broken one than the nail but very much doubt I will make it to work at the beginning of the week anyway because still cant put any weight on it.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry to hear no cheques in again..what a PITA...coupled with the pain of the toes it must be awful for you...
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Red I feel confused just reading your post about moving money to cover money lol! Chevalier is right you do an amazing job managing to do any kind of budget at all.

    Yay it's Friday!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Woo - you're confused - you should be in my head - it is spagetti!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LOL Never rains etc etc

    DH has just gone to collect rhubard - thought it was going to cost £300, actually ordered more than he thought and its going to cost £750! Its made to order so he has to take it - thats another £450 I need to find

    And all I can do is laugh (or is that hysteria!)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Oh Fu*k!

    Does it keep well, can he at least make use of it all?

    Have you buried him under the patio yet?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh that is only a months supply so no problem using it - its just paying for it!!!!!

    Cant bury him yet, not til bills are paid!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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