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Thats another fine mess I got myself into
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oops sorry!
LOL not you - the image of me in the bath with foot stuck out the side - its as well I am not in the least bit bothered how I look in front of DH (lost that years ago)
LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Gosh that was long - my electric went off at 2.15 and so I was in nowhere land
However.................
I now have a clean kitchen and living room - no vacuuming however, for obvious reasons!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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ouch to power cut and toes being really sore0
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LOL just read back on my last post - I meant no vacuuming due to me and vacuum cleaner having fallen out but DUH there was no electric anyway - oh dear I have stepped over to the sad side!
Another 35p in 5p's brought home by DH so another bag of change collected - £8 so far - I am trying to keep those for Xmas shop.
There are 16/17 weeks to Christmas, I have about 20 pressies to buy - family have max budget of £20 - so I am thinking £500 to include food shop (everyone comes to me but parents buy meat, sister - vegs, bro - wine) if I work very very hard and am 'clever' and use boots points, nectar points and grab all I can free/on offer etc etc
Therefore I need to 'save' £30 a week on top of paying debt minimums plus my personal challenge to get Ricardo down to £2999 - um not going to be easy! However I do have £8 already - only another £22 to find!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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WOW just noticed I go another my silver medal!! 2000+ mad rantsLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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18 weeks on Saturday, I have it counting down in my diary lol!
How many posts do you have to do to get 3 stars, I want another star?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
1000 I think!
So just keep finding 1p's and you will be up there in no time!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Nice to see you've included Ricardo on your sig Red, not that you could ever forget his existence but a good reminder that you'll soon be back kicking that debt to the kerb! xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Please no mention of kicking and kerbs - too painful!
But yes honey, even though personal debt busting on hold (except for min pays) I think to attack Ricardo again will bring me mucho joyo!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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And that is the thing isn't it DC. It is out of the house, and not cluttering up the place any more. RMC sorry to hear that you still can't do anything with you toe at the moment. Lucky you can work from home.
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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