Lloyds charges question

lachops

I was wondering can a bank charge you unplanned overdraft fees, when the banks own charges have put you over your limit.
Last month example -
My account has a £200 overdraft limit, at the end of the business day i was £197 overdrawn
The next day £165 had been charged to my account so my balance was £362 overdrawn
So because of these charges i have been charged again, this time £150 for the month.

So where do i stand, it seems unfair that i'm paying charges for charges.

Thanks

flyingjock1

are you on the 1/2/5 a day overdraft usage fee system? have you got a current account? were the £165 fees charged for dec and debited at the end of jan?

lachops

Ok it's the Select current account, The charges are £15 monthly fee, plus daily fees of £15 a day, up to 10 days max.
Decembers charges were debited on the 1st Feb.

thanks

iereboy

Nope, you won't get further charges on unplanned overdraft fee charges.

flyingjock1

Soz lachops so many threads about Halifax/Llloyds got mixed up. Just checked the LLoyds site last night. Those fees - ouch !!