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Topshop Account

I started a topshop account with GE money in 2000 and paid an account premium of around £5-6 per month until September 2003 when i realised the minimum repayment i was making led to about a £5 reduction in the balance.

Anyway i went on to default in 2006, the debt was sold to Link Financial and as of Feb 2010 the debt is now clear.

Have I got a case for PPI misselling. I signed up instore and i remember been encouraged to take it. I also remember you had to be in employment, at that time i wasn't but i did not fill in the section on the form of employer details. I have all my statements from 2003 which work out at nearly £60 so i reckon between 2000 and 2003 i paid out around £180 for insurance i did not need.

Does anyone think id have a case? I could really do with the money to pay off other bills. Any advise welcome.:j

Comments

  • fayei
    fayei Posts: 31 Forumite
    you can certainly write a letter and find out, it it very difficult for the company to prove that they did not encourage you to take it, and dont quote me but i think GE money have been paying back mis-sold ppi.
    I have claimed back a few ppi claims and got more money back than i thought i would....
    good luck and report your story!!
    10k in 2010 challange - or 8k in my case!! £351.87 / £8'000 - member 123!
    LBM - July 09 £6982.97 :mad: Dealing with my debt..finally!!!!:j,Total - £2518.92 (Mar 10)

    won £1136 barclays charges, £1126 hfc ppi, £1126 loan charges, £212 outfit ppi, £170 outfit charges, £156 vanquis charges, £140 Northern rock charges..... and still fighting....
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