Monday 15th February - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Goooooood morning.......I'm first am I?!
Hope everyone had a lovely weekend.....quite a quiet one here (when do I have anything but?!)....and just slept til 9, bliss, love half term;)

I have Tesco coming at 11-1....and I need to try to do my essay plan, but am struggling...boooo.
Ok, list for today:

• check banking....move Paypal money that's arrived.
• daily scratch
• meal from plan tonight - turkey kebabs and rice
• take turkey out of freezer
• nip to council offices with HB form all filled in...checking up on me I think, but nothing's changed, I still have not much money!!!
• washing on airers...then to airing cupboard
• heating on low
• NSD apart from food shopping
• post 2 ebay sales
• answer question about another ebay item
• maybe dig out more stuff to sell
• think about what else I need to do this week!!!

Right....must get dressed:p
Have a lovely day;)

PS Lurleeene - your little boy in the supermarket gave my daughter and I a big giggle, bless him:rotfl::rotfl::rotfl:

catmiaow

Morning all,

Today I will:

Go and see my nan
Free breakie
Go and see my mum
See to pets
Take all rubbish out
Shower rather than bath
Check online banking - Done - poor but least I have plenty saved for my car, will be paying that off in 6 weeks!!!
Enter all comps tonight
Check for jobs

Hope everyone has a good day!

mogchops

Good morning all! Quiet in here today!

Half term yay, little lie in this morning, elder DD gone to a school activity thing, youngerr DD been shopping with me, now I really should be getting on with housework, instead I am on here and watching the Sarah Jane Adventures with DD

Today:
- check online banking
- meals from meal plan
- clean bathroom
- tidy conservatory
- tidy bedrooms
- make fairy cakes
- tidy lounge
- tidy tidy tidy
- if it stays still, tidy it
- if it moves, make it stay still and tidy it
- do lots of comps

Have a great day everyone !!!!

saorsie

Good morning all and tis my first day off of 2 so am going to get focused (says she till in PJs at 11.30

However already I have:

• wrapped 1 e bay and 1 Amazon parcels to post later
• done scratchies/freebie games etc
• checked banking and moved paypal money towards CC Clearance
• checked ebay for 10 other items finishing today - some quite good bids so yeah!

and consequently I shall this afternoon:

• wrap all the e-bay that's sold
• deal with mixed emotions regarding above as is my late husbands train stuff but have held onto it for 4 years and it's time to let go (in lots of ways)
• do some fly lady in house as it's looking a bit dishevelled including change bed and more hokey cokey dried indoors on laundry rack (tis one of those old style ceiling ones and I do love it)
• walk dogs
• make lovely supper from stocks
• try and not spend but might be tricky - we shall see
• scrabble around for yet more e bay items
• demolish terramundi pot and bag up contents to put towards car insurance, car tax and MOT which are all due in next 3 weeks :eek:
• designate and start new sealed pot for car expenses for March 2011 (now that is a bit tooooo organised but has to be done)

Think that might just cover today so better get a shufty on

Will call in later

-s-

Lemon_Tree

today i will
check online banking & update accounts for consequences of spending over the weekend
do scratch cards
keep heating off - calor gas cylinder has run out so that will force the issue
left overs for dinner, taken lunch into work
check meter readings
contact allotment folk about a cheque
email at least one friend who i owe emails to.

WelshWoofer

Afternoon all!
Just back from doing my "skills" tests to allow me to qualify as a teacher - all 3 passed and out of the way now, thankfully. Managed them first time so feeling a little bit smug!

But, I thought that I'd do my bit and get public transport into the city centre to do the tests and save some money on parking etc - not a chance of saving - £4.80 on tram fare, £3.50 to park at tram station, £3 on drink whilst waiting for tests (can't trust the trams so went an hour early to make sure I'd be on time) - came out of the test and found out that the carpark would have been £3 - grrr!
Won't be doing that again in a hurry - and we're supposed to try to leave the car at home......will be sticking to my little environmentally friendly car for the foreseeable.


Today's other things to do...

• Walk dog for free exercise
• Cook OH fajitas for tea to use up grumpy peppers and onions in the fridge
• Phone bank to pay last installment of loan - hurrah!
• Phone CC company to cancel PP (am now officially a student so have no job to lose anyway!)
• Do one load of washing and dry on radiators and airer
• Put other dry washing away
• Clean bathrooms
• Fill in a job application for a teaching post
• Write a plan for work to do during half term
• Do any surveys that come
• Stay in and watch the soaps tonight

That's it for today - have a good one!

Pippilongstocking

Hello late again

Today
OH to airport
Working in field - dog with me - so good for exercise
Checked banks
PAD of odds and sods into DS savings account
Email a pal later who's birthday is this week
Baked tatties for tea
Bought lunch today - argh - but not very organised today
Print off DD homework at home if I can get printer online
Measure up for curtains in campervan

Hope you're all good - our half term was only 3 days last week and I worked for all of them xx

pixiechick99

rachelmk wrote: »

Afternoon all!
Just back from doing my "skills" tests to allow me to qualify as a teacher - all 3 passed and out of the way now, thankfully. Managed them first time so feeling a little bit smug!

!

Oooooooh well done Rachel:beer:

ald65

Yippee on holiday this week:j
Today I have made a pot of home made soup to use up very tired vegetables
made Twinks hob nobs
2 washes at 30 and now drying on airer
completed two online surveys
checked online bank accounts
started spring cleaning to make house sparkle:)

elfen

Today I have:

Had to replace the back inner tube - proving I was right when I said I should get two.
Put three jackets in the wash including Pint's ski jacket to be washed and waterproofed
Been and got fruit and stuff from Asda and popped in Aldi - got a spray oil thing which should reduce the amount used - only spent a tenner in total
Do my task for uni tomorrow.

one-day

afternoon every one bit of a boring day here but at least saving money
do washing and hang dry
put things on ebay
tea and lunch from store cupboard
write letter to company asking why i'm being asked for full settlement when already set up to pay so much a month
nsd
keep heating off
do some cleaning

was happy to get a letter in post saying we have paid off jaccobs, i knew we had paid it off on friday but it was nice to get it in writing and also means an extra £70 pcm to put towards others