Prices Stable or Rising in 94% of the UK....

Cleaver

HAMISH_MCTAVISH wrote: »

When have I ever said houses were affordable for FTB's?

Flats yes, in most areas, but usually not houses.....

Did you somehow miss the hundreds of posts I've made along those lines???

I have seen just a few posts by you along these lines, yes.

sjaypink

Cleaver wrote: »

We saved a 10% deposit for the house we wanted to buy, we put in the offer, got the survey done, instructed the solicitor... and it was at this point that my Dad sat us down and said that they wanted to give us the money. I guess this was for a number of reasons: so that we properly saved, so that we had the feeling that we could have (just) done this without them and so that we didn't factor in the £30k and just buy a more expensive house that we didn't really need.

That bought a smile to my face for some reason Some oldies are just way too sensible ...... I hope to be able to be that way for my kids :A

HAMISH_MCTAVISH

Graham_Devon wrote: »

To be completely honest, it doesn't surprise me that yet again, you seem to see yourself as somehow different to others that you condemn.

And again, I ask you, when have I ever condemned people for taking help from parents?

Just one example would do.

You said in a nutshell "this is the problem, the young want everything handed on a plate".

They do. And they seem to assume it was easier for those of us 20 years ago, when it wasn't. Unless you have parental help, houses of yesteryear were no more affordable than they are today.

Most people of my generation bought a flat, built equity, then traded up once they earned more. I was lucky, and skipped that stage, but I am fully aware that most people did not.

Whereas the younger posters on this board seem to feel that they deserve to skip the whole build equity through a flat stage. But the reality is that it has never worked that way, for most people, in most areas.

Then, to protect yourself from that line, you tell me you could only have afforded a flat, but WANTED a house, so took help from parents to get the house. That is of course, instead of waiting and saving. You wanted what you couldn't have, so took the quick easy route to get it.

Yet of course, this is "different".

Your "shiny thing" distractions are not working.

I have never hidden the fact that even 20 years ago, most young FTB's could not afford to buy a house.

In fact, it is a key part of my case for why you are delusional if you think otherwise.

Cleaver

sjaypink wrote: »

That bought a smile to my face for some reason Some oldies are just way too sensible ...... I hope to be able to be that way for my kids :A

Now, you say this, but...

My Mum passed away just over a year ago and my Dad has, obviously, been pretty down since then. He's only in his late fifties, so plenty of life in him yet, and he's thinking of selling the family home. It's too big for him, and whilst the place reminds him of the good times he had with my Mum I think he'd like a fresh start.

I've suggested to him that he should sell the place, rent a city pad near to all his friends and should spend the money from the house on travelling the world. And I think he's considering it.

And y'know, I would absolutely delighted to watch my Dad have a whale of a time for the next twenty or so years and not get a penny of inheritance. He's helped out with the first house purchase and been supportive in every other aspect of my life, so I'd be more than happy to watch him take 'my inheritance' and treat himself to 6 months in Barbados...

Graham_Devon

HAMISH_MCTAVISH wrote: »

And again, I ask you, when have I ever condemned people for taking help from parents?

Just one example would do.

This is why I said even if I explained it, it wouldn't make sense to you.

It's not about taking money off parents. It's wanting something NOW, and wanting more than you can afford.

That was basically your issue.

It doesn't matter where the money came from. You were not happy with what you could afford, wanted more, and now. Exactly what you said on the previous page was the problem with today.

I done explaining now

HAMISH_MCTAVISH

Graham_Devon wrote: »

It's not about taking money off parents. It's wanting something NOW, and wanting more than you can afford.

Oh good, so you agree with me that the posters on this board moaning about prices actually just want more than they can afford.

Excellent.:T

googler

Sorry, after 9 pages of diversions, I'm still responding to the OP;

Look at the list of surveyors - 13 in the WHOLE of Scotland. These RICS members aren't commenting on prices in their areas, they're commenting on what their own firms have sold. They're not collating data on sales from competing agents, or from the market as a whole, they're merely telling us what's happened with their own businesses. How many other selling firms are there other than these 13 ?

I could count the number polled in England and Wales, but I'm sure, as with the Scottish numbers, there's too few of them to form a meaningful statistical sample....... unless some RICS member wishes to correct me?

HAMISH_MCTAVISH

googler wrote: »

Sorry, after 9 pages of diversions, I'm still responding to the OP;

Look at the list of surveyors - 13 in the WHOLE of Scotland. These RICS members aren't commenting on prices in their areas, they're commenting on what their own firms have sold. They're not collating data on sales from competing agents, or from the market as a whole, they're merely telling us what's happened with their own businesses. How many other selling firms are there other than these 13 ?

I could count the number polled in England and Wales, but I'm sure, as with the Scottish numbers, there's too few of them to form a meaningful statistical sample....... unless some RICS member wishes to correct me?

Oh dear.....

You do understand that RICS members primarily work for independant firms of chartered surveyors, who conduct surveys on behalf of all the various selling agents and/or buyers and banks in their area..... They do not usually work for Estate Agents.

I take it you also understand that Estate Agents have less than 10% of the Scottish market..... Most sales up here are through Solicitors cooperatives. The SPC members.

To put it into perspective, Rightmove currently lists 20 properties for sale in Aberdeen, of which 7 listings are duplicates for a single development, and one is a shop. So there are 12 residential properties for sale......

Whereas ASPC lists 553 properties for sale in the city centre, and/or 919 for sale in the wider Aberdeen urban housing area.

Actually, of course you don't understand even such basic facts.

Otherwise you would not have been pursuing this red herring to begin with.

HAMISH_MCTAVISH

In fact, only one of the eight Scottish surveyors listed below are associated with an estate agency, and even then the surveying part of the business is separate and bound by the RICS guidelines for impartiality.

Also don't confuse the total number of commenters with the total number of surveyors polled. There is no obligation to comment, and most do not I believe.


Alasdair Seaton BSc MRICS, D M Hall,
Dunfermline and Environs, Kinross,
Scotland, 01383 621262 - Housing market
still slow. Expecting upturn early spring.

Alexander Inglis BA MRICS, C/TD
Galbraith, Scottish Borders, Scotland,
01896 754842 - 2010 has started
promisingly, particularly at the lower end of
the market. The heavy snow we have
suffered has not been too harmful to sales.
Many people are now getting ready to try
the market and there seems to be more
confidence around.

Chris Hall MRICS, Rettie and Co,
Edinburgh, Edinburgh, 0131 220 4160 -
Last month ahs been exceptionally quiet
due to the Xmas season and a month of
snow hindering activity. The market and
prices will largely depend on the supply of
property and whether unemployment
becomes a greater factor in the
marketplace.

Chris Highton Dip Surv FRICS, Allied
Surveyors Scotland plc, Selkirk, Scottish
Borders, 01750 724170 - Well, what is the
biggest factor to have affected the market in
our area over the last month - about 1 1/2 ft
of snow, temperatures down to -14 degrees
and the visit of Santa.

Grant Robertson MRICS, Allied Surveyors,
Glasgow, Scotland, 0141 330 9950 - The
seasonal drop off in sales numbers and
values have, to some extent, been offset by
the existing very low stock levels leading to
values holding up much more than might
have been expected.

John Bradburne FRICS, Bradburne & Co.,
St Andrews, Scotland, 01334 479 479 - Still
very quiet after the Christmas and new year
recess but there are some signs that
improvement is on the way.

Richard A Clowes MRICS, DMHall LLP,
Galashiels, Scottish Borders, 01896 752009
- A busier December than expected, signs
of more property coming onto the market
and more importantly property selling in
what was historically a very quiet time.

Stephen Johnston BSc FRICS, David
Adamson & Partners Ltd, Lerwick, Shetland,
01595 696 788 - Selling periods have
gradually reduced over the last 6-9 months,
with substantially less residential property
now available than was the case 12 months
ago. Prices have firmed up with slight
general increases appearing to be the case
with all types of property.

googler

Yes, I can read the list - there's no need to paste it again for me.

There's a list at the back of the report of comments, and there's a separate list of contributors. Is there anything to suggest that others apart from those listed have been consulted? How are the surveyors gathering info on PRICES, then, if it's not from sales that pass through their firms? Are they polling others in their town? If so, who?

"Actually, of course you don't understand even such basic facts."

There's really no need to be so condescending, you know. It doesn't add anything to the thread.