Debate House Prices


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Prices Stable or Rising in 94% of the UK....

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Comments

  • sjaypink
    sjaypink Posts: 6,740 Forumite
    Well thats bloody rude.
    Unless you want to

    A: reveal that DF is not a hetro male
    B: fess up to being female
    C: fess up to being an inter-op hostess proz (see 2010 predictions)

    then I wouldn't be too offended at being assumed to be near bottom of DFs assumed stalking list :p
    We cannot change anything unless we accept it. Condemnation does not liberate, it oppresses. Carl Jung

  • treliac
    treliac Posts: 4,524 Forumite
    Desertfox wrote: »
    I have bot programmes following both yours and treliacs movements....so you can rest assured in the knowledge I'm not one of those weird sorts. :)

    I'm sure we're both flattered darling. ;)
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    sjaypink wrote: »
    Unless you want to

    A: reveal that DF is not a hetro male
    B: fess up to being female
    C: fess up to being an inter-op hostess proz (see 2010 predictions)

    then I wouldn't be too offended at being assumed to be near bottom of DFs assumed stalking list :p

    I'll choose A.

    He seems to enjoy humping my leg farrrrr to much for my liking. ;)
  • treliac
    treliac Posts: 4,524 Forumite
    Desertfox wrote: »
    I have bot programmes following both yours and treliacs movements....so you can rest assured in the knowledge I'm not one of those weird sorts. :)

    I'm just popping to the loo now.......... :p
  • Mr.Brown_4
    Mr.Brown_4 Posts: 1,109 Forumite
    treliac wrote: »
    I'm just popping to the loo now.......... :p
    It's a bot programme.. don't sit down!!
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    treliac wrote: »
    I'm just popping to the loo now.......... :p

    :rotfl::rotfl:
  • Mr.Brown_4
    Mr.Brown_4 Posts: 1,109 Forumite
    I'll tell you what people - what with this and the 2010 prediction thread some excellent trashing has taken place. 94% of people like effing about.
  • treliac wrote: »
    Why...... are you hoping for this?

    For the same reason that everyone likes it when their investments increase in value. (At least, I assume everyone likes their investments to increase in value?).

    Say for example you currently own a house worth £400k. If it was still worth £400k at retirement you would have the option to sell up, by an anuity with the proceeds (giving an income of £25 - £30k PA ??) and rent.

    Now assume that your house increased well above the rate of inflation. This could increase your pension by thousands each year.

    Or maybe you'll choose to downsize when the kids leave home - or when you're too old to manage your current house. You could get a nice little place for £200k - half the value of your current home, thus releasing £200k to spend. Once again, if house prices increase at greater than inflation rate that 50% equity that you release from your home will be worth more. You have more to spend.

    I expect most people primarily buy a home because they want somewhere nice to live without paying through the nose for rent without anything to show for it. But at the end of the day property is also an investment. Generally speaking it's a very long-term investment. Most people won't release money from their house until later in life - or even after they die by leaving a large inheritance for their kids. But having large sums of money when we're older and leaving something for the kids is considered desireable by most people. I expect you'll find that most people that own property want it to increase in value.
  • nembot
    nembot Posts: 1,234 Forumite
    Or you could rent, save more money in comparison to a repayment mortgage and enjoy a better quality of life.

    Bit like most of the continent do, who incidently... think we're all completely bonkers in the UK.
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    nembot wrote: »
    Or you could rent, save more money in comparison to a repayment mortgage and enjoy a better quality of life.

    Bit like most of Europe do, who incidently... think we're all completely bonkers.
    but the amount of rent doesn't allow you to do that in the UK - i'm pretty sure that rents are a higher proportion of salary here.

    comparing different cultures doesn't really work as you'd have to socially engineer the whole of the UK
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