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Loan Agreement - misspelled name
mtd-142128
Posts: 105 Forumite
Hi All
Hubby has received the copy of the original loan agreement, but his middle name is spelt wrong.
He wants to reclaim the PPI, But I wondered if he may have a case for unenforceability??
Its with RBS
Thanks you
Hubby has received the copy of the original loan agreement, but his middle name is spelt wrong.
He wants to reclaim the PPI, But I wondered if he may have a case for unenforceability??
Its with RBS
Thanks you
0
Comments
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mtd-142128 wrote: »Hi All
Hubby has received the copy of the original loan agreement, but his middle name is spelt wrong.
He wants to reclaim the PPI, But I wondered if he may have a case for unenforceability??
Its with RBS
Thanks you
Hi there
I am not sure on the unenforceability side of things, but there were a few errors in my name on one or 2 of mine that were just corrected, which I did not actually think it was an issue to be honest, but maybe someone on here will know more on this.
However, for whatever reasons you may have to reclaim on the PPI, check this link here below, its the guidelines of reclaiming, very useful with templates, a checklist of reasons and so on, they have 8 weeks in full to respond.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
Good luck with this, ask for help anytime as well, and please let us know how you get on.
Cheers.:)The one and only "Dizzy Di"
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mtd-142128 wrote: »Hi All
Hubby has received the copy of the original loan agreement, but his middle name is spelt wrong.
He wants to reclaim the PPI, But I wondered if he may have a case for unenforceability??
Its with RBS
Thanks you
No. A spelling mistake is not grounds for it being made unenforceable.
Remember, none of the recent test cases have found in favour of the consumer and if you went to court on a spelling error I would suspect that the judge would not be impressed with your attempts to get out of paying what you owe and would throw costs at you.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Thank you both
I thought it would be a bit of a long shot re the name
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Really?? You dont say.........0
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Don't know if this is worth a read to you but maybemtd-142128 wrote: »Thank you both
I thought it would be a bit of a long shot re the name
http://www.oft.gov.uk/shared_oft/consultations/OFT1175con.pdf0
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