New joint account for bills?

kezby_2k

Liz3yy wrote: »

This is exactly what me and my OH did (liz33y) when she sold her flat in march 08. we only use it for the essentials, like putting food on the table, rent, utilities etc, We boh put in £500 a month to cover everything, No arguments, finacnial freedom beckons, with disposalble income on each of our personal accounts

Go for it!;o)

Clive

P.S we have a natwest ad gold accont for this which you get free mobile phone insureance, and breakdown cover with green flag

Forgot to reply to this earlier - Sorry!
I'm with natwest at the moment as well (I had a natwest account first, then switched to alliance and leicester) - Although I did use that account for saving - Having my savings in a completely seperate account made me less likely to dip into it - Although I was made redundant in June, so I'm currently about £450 into a £500 overdraft on that. Thank god its interest free though!
Thats another reason why I want to set up a bills-only account really, I want to pay off my overdraft, and this way, the money I have left over after transferring that set account, is my own, and so I should be able to pay it off quickly. I'm thinking maybe £150 a month, then it will be clear for my savings again!

[Deleted User]

how about alliance and leicester premier account? free so long as you pay £500 a month in, with free multi-trip travel insurance too.

http://www.alliance-leicester.co.uk/current-accounts/premier-current-account.aspx

think you can get quidco too.

kezby_2k

I'm with alliance and leicester already. In fact, I have the premier account, although when I opened it, you had to pay in £1000 a month - Although I dont know if this has changed.
I had a look to see if I could open an account, but the only ones I could see were savings accounts, and I dont think you can withdraw the money.
Admittedly, I only looked at most of these for a few minutes, but bank of scotland seemed the simplest, and easiest!