Counterfeit £20s from a cashtill

pkjks

I just found out that my last £100 cash withdrawal gave by two forged £20 notes (I am definite about this). Someone told me that if I tell the bank they will simply take them off me, and the loss will be mine. That seems outragous. Advice gratefully received please.

tenof26

:-/

harsh, possibly tell the police? - but imagine they may take it aswell.

or as mean as it sounds, spend the money and let it be someone elses problem :-/ and im sure they will go round and round, till someone is the unlucky one who gets fudged by them.

or better still, how about, go to the bank, withdraw say, £100 again, then go back into the bank and say "i withdrew £100, but meant to get £60, hit the wrong button, im an idiot, can i just pay this £40 back in"

she says they are fake, or just takes them, either way, you can say you just withdrew them, check their video evidence

maybe im being to schemey

either way, good luck

tenof26

on a side note, why did i presume the bank teller was a she :-/

wannabedebtfree_2

Having worked in the banking industry I can tell you that if you knowingly try to pass them off to someone else, be it in a shop, or in the bank it will be you that is committing fraud, and regardless of how you came across them you could end up being charged for it!!

Unfortunately you will have to pass them to the bank or police, and will have to swallow the £40 loss, (which if it was me would be totally devastating) I'm sorry to be the bearer of bad news but I wouldn't want you getting in trouble over it!

x

wannabedebtfree_2

ooops, forgot to add that we are also trained in how to spot forgeries, and its usually fairly obvious even just the feel of the paper is different, so the bank teller SHOULD spot them a mile off!!

kenshaz

only guilty if you knowly,with intent,and the proof of your intent lies with the police,but we need to remove them from circulation,they devalue the pound,I know that does not help you.

jameslon

pkjks wrote:

I just found out that my last £100 cash withdrawal gave by two forged £20 notes (I am definite about this). Someone told me that if I tell the bank they will simply take them off me, and the loss will be mine. That seems outragous. Advice gratefully received please.

Any high street bank should replace the notes and send the counterfeit notes back to The Bank of England.

In exceptional cases, a bank may refuse and you will be instructed by the bank to complete a form they will give you, and then submit this form yourself to the Bank of England along with the notes.

Hope this helps.

wannabedebtfree_2

Hiya,

There seems to be a lot of speculation about this so I found this on the Bank of England website:

What should I do if I think I have been given a counterfeit note?
If you think a note that you have is a counterfeit you must take it to the police as soon as you can. They will provide you with a receipt and send the counterfeit to the Bank of England for analysis. If the note is genuine reimbursement will be made in full.
A counterfeit note is completely worthless and it is a criminal offence to hold or to pass on a note which you know to be counterfeit.
Don’t get caught out by the counterfeiter; always check your banknotes.

I hope this helps!!

dawnydee73

wannabedebtfree wrote:

ooops, forgot to add that we are also trained in how to spot forgeries, and its usually fairly obvious even just the feel of the paper is different, so the bank teller SHOULD spot them a mile off!!

If you are trained to spot forgeries then how come she got them from the bank?? If staff are so well trained then they would not been taken in the first place

Emmzi

jameslon wrote:

Any high street bank should replace the notes and send the counterfeit notes back to The Bank of England.

If this were true wouldn't forgers walk right in and ask to swap home prints for notes?

Wasn't the case when i did my teller training - you kept 'em, and customer got nothing back.

BrandNewDay

kenshaz wrote:

only guilty if you knowly,with intent,and the proof of your intent lies with the police,but we need to remove them from circulation,they devalue the pound,I know that does not help you.

You know, this is a tidbit I heard in regards to counterfeit American $'s, but I'd guess the same applies to £'s, as well...

Counterfeiting damages the currency NOT by actually diluting it in circulation (it's just not enough to make a real impact) but by undermining public confidence in the dollar. In other words, even $1 million in counterfeit money is really only a tiny fraction of a drop in the ocean of $'s, and has nil effect on the real value of a dollar, but the Federal government still must aggresively crack down on counterfeiting because public perception of such things will hurt the value of the dollar.