We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Settlement figures!!
Comments
-
Settled on 20%!! on monday (£2000), really pleased!! Just waiting on written confirmation now. Parents willing to give me an iterest free loan so hoping to settle with all my creditors then will just have one monthly payment.
Thanks great news well done.cross stitch cafe #90 UFO's 6 to finish in 2013, and loads of new kits to boot
Refunded bank overdraft charges £915 :jSPC 2007-2008 #078 aim £500-£341.67
SPC 2011-2012 #078 aim £500-£426.42
SPC 2012-2013 #078aim £500 - TBC
0 -
Great news indeed.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
Wow, whata result, hope one day i can get myself in that position !!!! Well doneDmp Mutual Support thread member No 820
-
Fantastic news! Well done on the negotiating. I have one F&F under my belt (a LTSB Loan - 25%) and am about to embark on a couple more.
Good luck!Pround to be dealing with my debts! DFW Nerd # 1201
Coloured Squares 506/900 :eek:
The early bird catches the worm, but the second mouse gets the cheese
0 -
Great news....well done you! :beer::TLong Hauler No: 51
DMP Mutal Support Thread No: 207
Proud to be dealing with my debts
DFD - June '13, aiming for December '120 -
Well done. Hope things get better for you from here on.£38,000 and change to £00
-
Have recieved settlement letter "at last"!! Says account will be registered as "Partial Settlement" with the credit reference agencies for 6yrs! Was hoping this would be a full and final settlement and marked "Satisfied in Full", is this normal? How wil it affect swapping my mortgage in next couple of yrs??;)Short pockets long arms!!!;)0
-
Have just spoken to them and they said they would require 95% to mark file as "Satisfied in full" is this the norm? Has anyone else been through this process?;)Short pockets long arms!!!;)0
-
Partial is not as good as satisfied, however so long as they won't chase for the remainder it is still good. See what other people say.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
Have recieved settlement letter "at last"!! Says account will be registered as "Partial Settlement" with the credit reference agencies for 6yrs! Was hoping this would be a full and final settlement and marked "Satisfied in Full", is this normal? How wil it affect swapping my mortgage in next couple of yrs??Have just spoken to them and they said they would require 95% to mark file as "Satisfied in full" is this the norm? Has anyone else been through this process?
Information Commissioners Office says it is OK for them to mark your file in this way.
As long as their letter uses the phrase 'full and final settlement', you have your deal (at 20%?)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards