How do I explain this?

purplelucy

I recieved a letter from the council stating how much I was going to be paid in housing benefit after the review, but also concerning two amounts of money that had been paid into my account one in december of £320 and one in jan of £340 they were both from my friend the first amount was a christmas present from my friend and the 2nd amount was from the same friend - he was lending me money because I was short on bills and food etc. The council want an explanation in writing and proof - well how do I prove this? And would they accept it?

missmontana

I'd say just tell them exactly that.... and see if you can get your friend to provide proof that he put the money in your account, I guess they just need to check in case they think its wages...

dmg24

purplelucy, welcome to MSE.

Whilst irregular cash gifts are allowed, regular cash amounts going into your account could be deemed to be income. £300+ 'gifts' on a regular basis would indicate that this is income, hence why the LA are asking questions.

Could I ask your relationship with this 'friend'?

If you are not expecting any more gifts, I am sure you will be fine. However, if the gifts are likely to happen again, you will need to take further advice on how this could affect your benefit entitlement.

archie9uk

Acceptable proof would be a letter from your friend to confirm that he gave/lent you the money, preferably accompanied by his bank statement showing the same amounts of money leaving his account.

allydowd

I'd ask your friend for cash in future!