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how do i work out single premium payment protection

Im a little unsure how to work out what im owed i only have my insurance schedule:

commencement date: 03/10/05
term: 5 years

Premium: £1972.38
+
insurance premium tax

= £ 2071.00

This was sold with our mortgage and we were told we had to have it.


any help appreciated thank you helen xx:wave:

Comments

  • tiggrae
    tiggrae Posts: 1,771 Forumite
    martinsmum wrote: »
    Im a little unsure how to work out what im owed i only have my insurance schedule:

    commencement date: 03/10/05
    term: 5 years

    Premium: £1972.38
    +
    insurance premium tax

    = £ 2071.00

    This was sold with our mortgage and we were told we had to have it.


    any help appreciated thank you helen xx:wave:
    it looks as though you were paying £34.52 a month ppi - you so far paid 51 months so that's £1760.52 paid to date, but you should also be entitled to 8% statutory interest which is calculated against each premium paid - go onto the bank charges forum and find the bank charges calculator - feed in £34.52 a month starting 03/11/05 and that will work out the statutory interest for you
  • thanx tiggrae. found the bank charges calculator link but it just kept diverting me to bank charge reclaim page . xx
  • marshallka
    marshallka Posts: 14,585 Forumite
    martinsmum wrote: »
    thanx tiggrae. found the bank charges calculator link but it just kept diverting me to bank charge reclaim page . xx
    I think its been removed now for some reason???
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