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mortgage

I sold a house in 2000 moved out in september new house not ready untill december moved back to parents in the meantime.to enable me to purchase new house i had to increase mortgage but as there was a gap between selling and buying the money from sale used to pay off mortgage. when house was ready took out new mortgage or what i thought was new mortgage but what the lender had done was to give me back my old mortgage and set up a new one to run alongside both of which were on different rates i queried this with the lender but was told this was normal. i have since moved house again and paid off one of the mortgages. has anyone else had this problem if so how was it resolved.
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