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There is a life after DFW

Every so often someone on here posts asking what people will do when they become debt free - people like Ms London are a big inspiration because she's saved for her goal of going to Australia.

We've only been completely debt free since April (tho' the bulk of our debt was finished in January. T hope no-one thinks I'm gloating :o but I thought you might be interested in what we have managed to achieve in that time:

1. Had a family holiday in Rome me, OH, DD & BF and DS and GF. Spent a wonderful week there in an apartment all on MSE principles. It was Cultural week so all the ancient monuments, Collosseum etc were free entry (apart from the Vatican boo hiss).

2. Had 5 days as a couple in the Ring of Kerry (again cheap deals but great holiday).

3. Replaced hot water tank (has needed doing for 2 years).

4. Saved enough to replace fascias and guttering on house.

5. Still got a bit of a savings cushion as well.

All this and we are still debt free - have got a cash back CC and pay it back in full each month and the freedom of not worrying about money is great.
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Comments

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Lovely post Snoozer! I can't wait till I can save money for things like that too so I hope other people can come & post what they have managed to acheive too (MSE stylee of course) as it will keep me spurred on.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • I am looking forward to when I will be debt free to be free of thinking about it and being able to do things that I cant do now. Its really good to see what you have done and you seem to be really enjoying life.

    Good on you
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    Have you saved up six months worth of savings for emergencies yet?

    If not, chop chop :)

    Congrats on being debt free btw
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    congrats ive been having a why struggle just borrow more day today(thankfully have resisted the urge) your post has helped me see that there is life after debt
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    Well done on being debt free - no one thinks you are gloating!

    I am nearly debt free but am the moment can't get a fulltime job - it is so near I can smell it - it is frustrating!

    Arrgh!

    Well done and keep up the good work!

    Annie
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    What was your debt at its highest if you dont mind me asking??

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Why would anyone think you are gloating. You are inspiring others and showing its all worth it in the end.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • davesgirl_2
    davesgirl_2 Posts: 103 Forumite
    :T that is great and a good reminder to the rest of us that there is a good reason we are scrimping and saving at the moment:rotfl:
    debt in june 06:£6290:rolleyes:
    july 1st 06 : £5247.70
    july 20th 06 £4867:T
    hope to be debt free by : july 2007at the latest:D

    dfw grocery challenge 20/07-20/08 £240
    spent so far - £75.57_____£164.43 left
  • amosworks
    amosworks Posts: 1,831 Forumite
    Congratulations, and there is more life when not in debt that if you are! What are you going on about you daft mare? rofl :)

    *Hi-5's*
  • irchy_mum
    irchy_mum Posts: 297 Forumite
    Congratulations snoozer,you must be very proud of what you and your family have achieved.

    You're not 'gloating' - just reassuring the rest of us that it is possible to become debt free and how wonderful it feels!:j

    I think it just goes to show what can be done , it's a learning curve and you'll never want to be in debt again.

    Well done
    Jo x:A
    Jo x:A
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