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The Most Shocking CCA Ever Constructed

12346

Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 14 February 2010 at 11:29PM
    Hi will add my agreement so you's can have a laugh ,.. and another thing , my interest rate has changed 12 times , not once have i been notified or payments changed to cover the extra costs ,.. so believe this is unfair as I would need to be given this option as this would extend the agreement past completion date ,.. plus i would have a right to cancel agreement as not the price agreeded on ,.. is this right ??????

    Do not post the agreement at this stage - wait until you've sorted the PPi - you do not want to be identified on here. ;) An agreement will serve no purpose right now and trust me, i'd have no reason to see it and would assume to know a little about unenforceability..... But it's up to you... won;t change anything though.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Do not post the agreement at this stage - wait until you've sorted the PPi - you do not want to be identified on here. ;) An agreement will serve no purpose right now and trust me, i'd have no reason to see it and would assume to know a little about unenforceability.....

    Thanks NID , you are a star ,... so what you think about 12 interest changes ? no option to common law to end agreement if price unaffordable ,..
  • Thanks NID , you are a star ,... so what you think about 12 interest changes ? no option to common law to end agreement if price unaffordable ,..

    Forget common law - you ever tried to take it to court and ever seen a legal bill? :eek::eek: LOL, its enough to give it a wide berth in my opinion.... just sort out the PPi and complain to the FOS in a much shorter version using Plain English and they can make an assessment. :p
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    edited 15 February 2010 at 12:12AM
    Do not post the agreement at this stage - wait until you've sorted the PPi - you do not want to be identified on here. ;) An agreement will serve no purpose right now and trust me, i'd have no reason to see it and would assume to know a little about unenforceability..... But it's up to you... won;t change anything though.


    I have got nothing whatsoever to add to this thread but I just wanted to say to NID...

    I've read a lot of your posts and you never fail to impress with your knowledge of consumer acts and point 6 dash sub section 12 :D (Not sure if there is a point 6 sub section 12 :D) You're very good at being the no1 fan of unenforceable loans!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • I have got nothing whatsoever to add to this thread but I just wanted to say to NID...

    I've read a lot of your posts and you never fail to impress with your knowledge of consumer acts and point 6 dash sub section 12 :D (Not sure if there is a point 6 sub section 12 :D) You're very good at being the no1 fan of unenforceable loans!!

    Aaaw thanks :beer::beer:

    Oh, by the way Part 6 (CCA) refers to "matters arising during the currency of agreements", nothing to do with unenforceability unfortunately - lol. :rotfl:


    yea yea i'm sad ok!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    edited 15 February 2010 at 8:43AM
    Hi I've just seen the second page so my reply would have been out of sorts good luck in your quest x x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Thanks , best wishes
  • Aaaw thanks :beer::beer:

    Oh, by the way Part 6 (CCA) refers to "matters arising during the currency of agreements", nothing to do with unenforceability unfortunately - lol. :rotfl:


    yea yea i'm sad ok!

    I'll have to take your word for it...I'm not clued up at all :o:D but if I never need to know anything...I'll know who to pm *bats eyelashes* :p
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • do you mean my last post:o
    lol no the OPs!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • I'll have to take your word for it...I'm not clued up at all :o:D but if I never need to know anything...I'll know who to pm *bats eyelashes* :p

    Hey babe - if you wanna PM me or bat your eyelashes at me, then feel free - who am I to complain at such offerings lol :eek::rotfl:



    I just love it when the ladeeez flutter their eyelashes at me.....:A
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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