We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Fire or accidental damage

Mrs_Moc
Mrs_Moc Posts: 1,390 Forumite
in Motoring
Hi

Im hoping someone may be able to give me some advice on this.

My car went on fire last night under the bonnet. I had put oil in it and hadnt put the cap back on properly.

Im waiting on a mechanic coming to look at it as im hoping to get it fixed without having to go through my insurance.

Im not sure how much damage has been done, it was blazing.

Im just wondering if I do go through the insurance would it be classed as fire or accidental damage.

I only have fire, theft and 3rd party so im not sure if I have the option to get this fixed under the insurance.

Thanks for any replies

Comments

  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    First Anniversary
    It was on fire, but as a result of your negligence. I would check your insurance policy to see if there are any exclusions mentioned for negligence in relation to fire damage.
    "You were only supposed to blow the bl**dy doors off!!"
  • Mrs_Moc
    Mrs_Moc Posts: 1,390 Forumite
    I have reread over it all but it doesnt mention anything about negligence in relation to a fire only in relation to theft.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 346.1K Banking & Borrowing
  • 251.1K Reduce Debt & Boost Income
  • 451.1K Spending & Discounts
  • 238.1K Work, Benefits & Business
  • 613.2K Mortgages, Homes & Bills
  • 174.5K Life & Family
  • 251.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture