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tennants X broke window
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I would reply to tenant and then back up in writing saying that the damage should be put right by her and that she should ensure the building is secure until repair. That if she wishes for you to do the any or all of the work you will but the bill will be forwarded to her for payment.0
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Liability here is quite simple in essence, amazing no one's mentioned it clearly yet.
A tenant is responsible if they or any of their guests break a window. If the ex-boyfriend was invited as a guest at the time of the breaking, then she is liable to the landlord (although the boyfriend would in turn be liable to her). If he wasn't, then he's liable directly to the landlord. OP, you need to find out the circumstances.
Jenny: A tenant's policy doesn't necessarily cover accidental damage to the landlord's belongings - or even accidental damage to anything. Even if it did, it would definitely not cover a yob breaking the window with a football. And in this case, I doubt it covers guests.
EDIT: Okay, my (student) tenant's contents policy DOES cover damage to LL's fixtures and fittings, I stand corrected. However it only covers damage caused by "You", and "You" does not include guests, and does not include yobs.0 -
this sounds exactly like what happened to the house next door to me! spooky or what! in my case i think the tenant had the window repaired without ever telling the landlord it happened!0
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I rather assumed that, as this is an 'ex-boyfriend', he turned up uninvited and started a row. Like I said, the OP needs more info, but pushing the Police to prosecute this guy would be a good start.No reliance should be placed on the above! Absolutely none, do you hear?0
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""A tenant is responsible if they or any of their guests break a window.""
absolutely correct.....0 -
Was he a guest, or having a paddy outside, coz he couldn't get in...?
On the Contents insurance, I think you'd have to read your own contents policy. Its not a blanket, "all insurers cover windows as contents", afaik.0 -
As others have said I think it depends on wherever the ex bf was a guest at the time or just turned up and then did it.If its criminal damage then its the responsibility of the the ex.0
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I am a tenant and i would not even consider asking my LL to pay for anything that me,my family or friends did.I cant beleive she has had the balls to ask.But there again not all tenants are the same.0
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Tell your tenant to contact a glazier,have the window repaired and recover the cost from her BF. She can recover it informally or via the courts. Dont get involved. If it isnt repaired,deduct it from her deposit.Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..0
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DrScotsman wrote: »Liability here is quite simple in essence, amazing no one's mentioned it clearly yet.
A tenant is responsible if they or any of their guests break a window. If the ex-boyfriend was invited as a guest at the time of the breaking, then she is liable to the landlord (although the boyfriend would in turn be liable to her). If he wasn't, then he's liable directly to the landlord. OP, you need to find out the circumstances.
Jenny: A tenant's policy doesn't necessarily cover accidental damage to the landlord's belongings - or even accidental damage to anything. Even if it did, it would definitely not cover a yob breaking the window with a football. And in this case, I doubt it covers guests.
EDIT: Okay, my (student) tenant's contents policy DOES cover damage to LL's fixtures and fittings, I stand corrected. However it only covers damage caused by "You", and "You" does not include guests, and does not include yobs.
I beg to differ, in all the umpteen years that I have worked in Insurance claims, the company (HUGE company including RBS, Pru, Direct Line to name a few) I work for will cover the windows (Landlord fixtures and fittings etc) under the tennent's contents policy. Regarding 'yobs' breaking windows, this would be covered under the section of the policy called 'malicious damage' (often sub-headed under theft/attempted theft). So it would still be covered, just not under the 'accidential damage by you' section that you have referred to.
Hope this clarifies things.I love giving home made gifts, which one of my children would you like?
:A 0
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