Monday 8th Feb - What small DFW things have you done today!?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning!:j
Hope you all had a lovely weekend;) Had a lovely day at home yesterday....looking forward to the lie-ins from Friday onwards...half term:beer:
I'm off for blood tests this morning and I need to start some reading for my Uni essay....I'm just not sure where to start...not very good at this planning malarkey:o

Ok, here's the list:

• check banking - moved Paypal money
• daily scratch
• packed lunches for girls
• wrap and post ebay parcel
• meal from plan tonight - chicken pasta bake
• Take chicken out of freezer for dinner
• heating off/low
• lights off when not in rooms
• check shopping list for next week and book online delivery
• Uni work

Ok, that's about it for me - have a lovely start to the week:A

Triangle

Morning Milly and all that follow!

My list for today (a small one I'm afraid):

• Go to work placement - in office all day
• Drive carefully to conserve petrol
• Packed lunch
• Tea from stores
• Need to go to uni library after work
• Hoping for a NSD but may need to pay for parking at uni
• Walk pup for free excerise tonight
• Enter some competitions

Have a good day all :A

T
x

Pippilongstocking

Hello all

sorry been AWOL on the mainland with OH which was great - didn't spend much money aside my flight so that's cool isnt it - Hi Milly (ta for starting the thread) and hello to T and all that follow

Today
Phone insurance folk
Check banks - work out dd money and move the extra into Gargamel
Check capital one - I have £140 ppi money which they will take off the balance but its not showing yet but I posted the form ages ago
Feed chicken and find out where hte 'hole' is my brother was talking about in the fence
Work hard and do some writing or at the very least make a list
Store cupboard tea
Early night I so need one

Hugs to everyone and hi to anyone posting - new or old

I'd charge my phone at work but I dropped it in the hotel on Friday night and it broke - (dropped it many times before with no breaking so not sure why it broke this time) its at the phone hospital - it might be expensive as its an iphone (argh) so no phone at the moment.

Pippilongstocking

Milly good luck with the blood tests - xx - do you use mind maps to help you plan I find them really helpful ?

Triangle I hope the essay was OK - I think you were in essay h3ll on Sunday?

pixiechick99

fayjmck wrote: »

Milly good luck with the blood tests - xx - do you use mind maps to help you plan I find them really helpful ?

Triangle I hope the essay was OK - I think you were in essay h3ll on Sunday?

I do start with mind maps yes - I'm very visual so have it all in pretty colours and nice to look at....hahaha not sure if it helps but makes it more fun for me:rotfl:
I'm just finding it hard to get started, I'm full of motivation at about 11pm, when I'm in bed I do some reading, but during the day I find all sorts of excuses not to work....'later, later' I tell myself grrrrrr:mad:

catmiaow

Morning all,

Today I will:

Check online banking
Enter comps
Look for jobs
Visit my nan and she is taking me out for breakfast mmm
Go into town to get a few things
Maybe visit my mum
Post test letter

Hope everyone has a good day!

DawnW

Morning all (waves weakly)

I haven't posted for ages due to being ridiculously busy at work, but am off today with a cold that appeared over the weekend and left me with no sleep. So, I decided that me and my germs would not be much of an asset to the meeting I was supposed to be at all day :eek:

Not sure how much moneysaving I will be doing as I don't feel great, but just wanted to pop in and tell Milly that she IS good at planning - she often starts the thread and tells us all her plans for the day, which acts as a kick up the backside for the rest of us (well needed in my case!)

Anyway, I shall have a nsd, as I don't feel up to going out, and will set myself the task of going through the wardrobes to sort out unwanted clothes for the salvation army collection this week - they left a bag and a note to say that they would be round on Thursday. I could probably sell the clothes, or some of them, but I am fortunate that I can afford not to, and they do such good work.

Have a nice day everyone, luckily you can't catch my bugs via email (cue for IT guys' type joke about viruses ) :wave:

saorsie

Good morning all and thanks to Milly for starting thread

Today I will:

• check banking, do free scratchies and games
• start knitting baby bits for friend who is due in 3 weeks - eeeeek where does the time go
• post e bay and Amazon parcel
• begin mega task of listing 'train stuff' on e bay - don't know anything about them so hope nobody asks me any techie questions
• take dogs for lovely walk to blow cobwebs away
• look out more dvd's to complete Music Magpie order
• Check my supermarket for bestprice dog food which unfortunately is going to spoil my NSD
• Do some more housework - hiiiiissssss
• Hokey cokey and dry on airer inside

Think that's it now - enjoy your day everyone

-s-

Nicki_Sue

Morning all - beautiful and sunny here in North Yorks although it keeps trying to snow anyway! Lol!

So far today:
Checked my budget book for last week made sure its all up to date and tallys with my bank account (so I havent forgotten any "little" debit card purchases!)
Transferred remainder of the weeks budget to ISA.
Checked other online banking.
Got weekend cash wages etc ready to pay in and the "spare" sectioned off into sealed pots and bits and pieces for the housekeeping pot (ie when the window cleaner turns up and wants paying!).
Checked surveys & got up to date.

I will:
Have a NSD (eating from cupboards)
Use quidco (etc) for quotes for renewing contents ins due next month
Enter a few comps.

other than that, when I've dropped ds at preschool its straight to the bank to pay in, then home to get some work-work done!

hope everyone has a good day and stiks to their MSE plans!

irishmist_2

Hello everyone

Today:
i had an interview and got a new job!!!!
That's all for today!

Have lovely days everyone
xx

Jag_Babe

Hi Everyone I have not posted for a while however last night I decided to fill out an SOA and got a bit of a fright :eek:so I am now on a mission.

My list for today is:

• Attend lecture at uni - do not buy any food and take juice from in the house done
• Catch up with emails done
• Do some course work
• Look into the idea of dog walking / pet sitting - plan of action for this
• Look for a part time job
• Set up a freelance account and look for work done
• Sort ebay account - add 50 items
• Sort paperwork - council tax form and student paperwork
• Complete any available survey
• Food shopping armed with list done - spent £50 and got enough food for 2 weeks
• Complete voluntary placement done
• Check online banking - pay required bills done
• Take my mum to hospital done
• Sort out spending record - not been updated for a while

I think that is it for today sorry about the long list but I feel that if I write it here I will do it, as after last night I just feel like giving up.