Quick pre-application question please..

ferry

I'm thinking of applying for the Barclycard Platinum CC as myy Virgin deal is coming to an end.
Today I have paid off £9000 of £9500 limit which is not going to show on my file when barclaycard credit check me.
Am I wise to wait until the new balance shows on my file before I apply?

Thanks as usual
F

izools

Use their pre-application checker first, this does a soft check on your call credit file and will tell you what you're likely to get.

Obviously if it sais no, or only offers you the basic card, you can come back once the Virgin card is marked as satisfied on your credit file

https://letmechoose.barclaycard.co.uk/

ferry

Thanks tried that-
"Good news 60-70% likely to be accepted".
Should I apply based on this or is that percentage not really high enough?

Thank sfor the help
F

izools

Go for it. If they say no, come back when the Virgin account is updated.

I was declined for my Barclaycard in October, but approved in November, so they don't have the "apply once every six months and no more" rule

Good luck! Let us know how it goes

b33

well I used this thing earlier this month and it gave me the good news thing now it is saying it can't find me and I should check the electoral roll

izools

slight mistake in the address you entered? It's VERY particular! In my case I have to omit my flat number for it to find me

b33

no exactly the same as before!

naijapower

Have seen this message before. Try on a different day, it might find you.
It is a call credit issue i think

gizmo111

Has anyone had a 100% likely to be accepted? I just applied after the message 80-90% chance and was refused.

ferry

gizmo111 wrote: »

Has anyone had a 100% likely to be accepted? I just applied after the message 80-90% chance and was refused.

I had the same result - I wonder what the 10-20% was I got rejected on?

never-in-doubt

its now done via Equifax and not call credit which makes sense being that barclays use equifax and not call credit.....