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How much do i spend

Hi,

I have read on many posts about tracking spending, this is something which I would love to do.

I have been looking from programmes on the internet but none seem to fit my need, i love playing with and creating spreasheets but at the minute do not have the time.

Can some one direct me to were I could get a useful tool to do this.

I do not want to create a budget at the moment as I have no idea what I am currently spending on different categories therefore I would at this stage just like something to track what I spend in a calendar month and from there I then can think about compiling a realistic budget.

I have tried doing this using pen and paper but always get distracted/loose it. If it were on the computer I would use it more frequently.

I would be greatful if you could give me any tips or advice on this.

Thanks

Jemz
Mortgage - 05/03/10
£ 110,743.90 Aim to reduce mortgage to 105k by end of 2010

Car loan - 05/03/10
£5093.15 Aim to pay off car loan by end of 2010 :j

Comments

  • Horace
    Horace Posts: 14,426 Forumite
    Get a little cashbook and carry it in your handbag and jot down everything that you buy and how much for.

    When you go shopping make a list of what you need, mealplan - it all helps to keep the spending under control.
  • cool thanks for the tip, tried this before, wasnt very successful, any computer based ones u know of?
    Mortgage - 05/03/10
    £ 110,743.90 Aim to reduce mortgage to 105k by end of 2010

    Car loan - 05/03/10
    £5093.15 Aim to pay off car loan by end of 2010 :j
  • Horace
    Horace Posts: 14,426 Forumite
    I dont know of any computer based ones as I tend to stick with the little cashbook as I find it easier. You could set something up in excel.
  • judy_
    judy_ Posts: 112 Forumite
    Part of the Furniture Combo Breaker
    Hi Jemz

    I could send you a copy of my spreadsheet that i use for each spend per month.
    If interested send me a pm and I will send it to you

    Judy
  • Thank you that would be great. I have sent you a pm

    Is there anyother budgeting software that is free others could recommend for me to use to create my budget?
    Mortgage - 05/03/10
    £ 110,743.90 Aim to reduce mortgage to 105k by end of 2010

    Car loan - 05/03/10
    £5093.15 Aim to pay off car loan by end of 2010 :j
  • Tixy
    Tixy Posts: 31,455 Forumite
    People mostly use spreadsheets I think (or notebooks followed by spreadsheets)

    You could look at www.spendingdiary.com

    or see this thread for other ideas
    http://forums.moneysavingexpert.com/showthread.html?t=2221687
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • keys_2
    keys_2 Posts: 1,070 Forumite
    This sounds like exactly what Im after too OP. What Ive tried to do is everyday keep my recipts and every evening for ten minutes write it down { you could put in on the spreadsheet } then at the end of the month add columns up so you know whatyour monthly spend is also and then you have monthly ones and weekly ones . As for birthdays / holidays / xmas etc you will probably spend more on these months .
    Ebay Bag A Day Challenge 2012- :staradmin
    *£10 a Day Febuary Challenge
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