Stayed Court Case

AFrost4747

My original court claim for repayment of bank charges was stayed last year. I have recently received a letter from the HSBC bank informing me of the Supreme Court decision and that if they hear nothing further from me in the next 8 weeks they will consider the matter closed and that I will hear from their Lawyers regarding the stayed court case. Originally my account was £250 overdrawn all of which consisted of charges on charges. Currently the account is £4,000+ overdrawn all of the additional being further charges on the original £250 and most have which have been levied by the bank since the court case was stayed. Can anyone please advise what I should now do in response to the banks recent letter and how to proceed with the court case and deal with any letters received from the bank's lawyers? Would I now be best served by referring the matter to the Ombudsman on the basis that the overdraft consists entirely of charges on charges a large element of which have been levied since the court case was stayed?
Any advice appreciated.

natweststaffmember

Absolutely nothing with regards to the letter because ALL the banks are sending out decline letters.
You would be better to check with the court on what the terms of the stay are.

Premier_2

AFrost4747 wrote: »

... Would I now be best served by referring the matter to the Ombudsman on the basis that the overdraft consists entirely of charges on charges a large element of which have been levied since the court case was stayed?
Any advice appreciated.

You really should have contacted the ombudsman before filing the court summons because (a) it would have cost you nothing and (b) court claims should only be made as a last resort, once all other reasonable forms of negotiation have been exhausted. Failure to have done so could affect the usual award of costs should you win the case.

Now you've filed a court claim, it's unlikely the ombudsman will help you in this matter.