Friday 5th February - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goooood morning....here we are at the end of the week!
I didn't sleep for ages last night so will be crawling back to bed once the girls are out of the house.....in about an hour;)

Hope everyone ok today - to anyone feeling poorly or in need of one.
Welcome to any new posters
Ok, my list:#

• check banking
• daily scratch
• meal from plan tonight - chicken wraps and HM wedges
• packed lunches for girls to school
• a few groceries needed.....not much
• post ebay sale
• washing on tonight when uniforms done with
• washing on airers
• heating off
• DDs can make cakes after school as my Mum's coming tomorrow:p

That's all....am too tired to think of much else;)

catmiaow

Morning Milly & those that follow.

Hope you feel better soon Milly.

Today I will:

Check online banking
Shower rather than bath
Check washing that is hanging up
See to pets
Take big bag of rubbish out
Go to work
Enter comps
Look at jobs
Post another ink cartridge for Tesco points
Dinner at bf friends house - hopefully not a long night as shattered.

Hope everyone has a good day:j It's Friday wooo hooo

svb53

Morning everyone,

My list:
-go on cross trainer for 2k
-make PAD
-check online banking
-take lunch to work
-store cupboard dinner
-NSD

Probably lots more to add but must go and get in the shower before work.

Triangle

Good morning all - proper struggle to get up this morning! Pleased that its Friday - but I have a big bad essay to plan over the weekend so not much of a break! Anyhoo....

Today's list:

• Need petrol so not a NSD sadly
• Made packed lunch
• Storecupboard tea
• Office this morning
• Visits this afernoon - lots of driving
• Make sure I keep note of mileage to claim back
• Walk puppy dog for free excerise
• Night in for me, DH to pub to catch up with a friend. Taking £10 from tips he got yesterday
• Do some more competitions - I did quite a few last night, in between Eastenders and Silent Witness!
• Finish an Eastenders anniersary magazine I was given for free
• Meal plan next week and write a shopping list for tomorrow

That's it for me
Have a good day
T x

Pippilongstocking

Morning all

Thanks for starting the thread Milly - have a nice rest I'm hoping your'e back in bed now

Today I;m off on the hairyplane to see OH and go to neice 1st birthday
Ordered her pressie ages ago, delivered for free and cashback
OH gave me money for the hotel and some girlie shopping so I've a new outfit for going as well
Take warm clothes
Doing my hair at home
CHarge phone at work before going
Leave some money for a takeaway for my brother (he's got the kids)
HIs beds now made
Must move my telly down for him
DS bedroom needs a hoover
Tidied up for Mrs MOp
Reply to lodgers looking for 3 months in summer I can only do 2 but will see if they go for it
Take magazine for reading on plane and don't buy anything
Have a cuppa before I go airport - save £1 on a coffee
Pay coal and log bill
Order more oil (we only got some at xmas and we're already at half a TANK
Check banks

Hugs chaps

Catch up with you all later - have a lovely weekend - I;ve left room in my case for a bit of mainland shopping

Tired at the mo

ald65

miserable grey day here so far:(

today I will start weekend washing early
dry on airers
nsd
make carbonara for tea [family think it is a posh meal;)]
baking
declutter
shopping list for week

then put the kettle on[ just over min of course;)] and put feet up with a good book:j

mogchops

Goooooood morning hooray for Friday!!:D No work today yayyy:D

Hope you are tucked up & fast asleep now Milly xxxx

I am having an "at home" day - I can cough and splutter in peace lol.

Today:

- check online banking
- tea from meal plan (meatballs)
- NSD
- dust & polish lounge
- hoover lounge
- rehome the piles of clutter in lounge
- change DDs beds
- clean kitchen floor
- do all comps ending 06/02
- hope for good comping karma for some wins!

have a lovely day everyone xx

in_spired2

Good morning everyone.

Today:
did some clicks.
made a simple spreadsheet for my ebay and amazon items to show profit.
checked banking online - no surprises
made CC payment - regular payment plus added january's ebay/amazon profits to it and the "unused" balance from january's budget (stuff like the unused bus fares and groceries I didnt buy - not the tv licence and BB and other "save for" things). :j
checked meters - gas up on the last 2 weeks - not surprising, i've felt really cold this week and turned it up several times. Leccie - average use.
NSD
Wish for warmer and drier weather.

to do:
cancel lovefilm free trial (expires on sunday)
check unused appliances off at the walls
laundry at 30
any surveys that get offered.
try to have a busy day so I stay warm and don't need to turn up the heating

irishmist_2

Hi everyone and welcome almost to the weekend!

Today I have:
-made up lots of mini portions of porridge for LO and popped in ice cube trays in freezer
-using reusable nappies and breastfeeding
-made soup and biscuits for a friend coming for lunch
-meeting other friends at a baby group (£1 so a bargain as you also get coffee and cake!)
-have turned thermostat down on central heating
-check banking
-last night bagged up lots of coppers etc with DH and will pay into account to knock off overdraft a wee bit - only found out yesterday that at my natwest you can pour them into a paying in machine for free all mixed up and they sort and count it for you for free!
-put a big bag of stuff out for help the aged - used to support them by direct debit but can't afford to just now, so this calms my guilt about that a little!

Have lovely days everyone
xx

WelshWoofer

Afternoon all!
Had a rubbish day yesterday so today can only be better!

Have a day off today so have made the most of it and had my hair cut and coloured and also succumbed to a neck and shoulder massage (an extra £16 but well worth it). So a naughty treat spend but it is pay day and I'm not going out this weekend - watch me justify it!!


Today's list...

• All food from home (shopping day tomorrow)
• Used a £5 Boots voucher OH gave me and got posh face scrub for 99p (needed one so a good spend)
• Also bought Boots own make bath products and got a BOGOF
• Had a quick look in Mr S as I'd parked there and got a nice gammon joint for OH reduced to £2.50 from £5 - it'll last a couple of meals and maybe some sandwiches so a good buy
• Will hoover in a bit and dust downstairs
• One wash and dry on radiators/airer
• Stay in tonight and watch the soaps and maybe catch up on Mo that I recorded lats weekend
• Look for teaching jobs
• Remembered to buy a Valentine card - its our first one married - weird getting a "Husband" one!
• Walk dog for free exercise
• Write shopping list for tomorrow - will try and use nice butchers where you can buy just what you want rather than prepacked quantities - difficult when only one of us eats meat
• No heating on until its dark
• Get excited about the 6 nations starting again tomorrow:T

That's it for today.....

mbaz

Hiya hope everyone is well

Just got up was on a night last night - same again tonight then 3 weeks off yippeee!

Today I have

- slept!
- NSD!
- transferred money around accounts to cover bills to go out
- sold an item on ebay. Will post tomorrow.
- scratchcard 10p
- surveys - including one for pinecone but don't know how much it paid
- checked for mystery shops
- baking as we have nothing nice in to eat!