Hi everyone,I have made quite a few changes to the way I think AND spend and this is what I've done so far:

Cancelled sports and movies package saved £23 pm
Do old style shopping complete with menu lists saving approx £35 pw
Moved credit cards to 0% (am now a tart)and actually cancelled one card!:D
Helped with friends wedding (made HM table decorations)saved her £100's
Started piggybanking and save £2 coins
Haggled my home insurance and won saved £2.50pm (all helps)
Bartered with my car insurance company and managed to get further £40 off (even cheaper than moneysupermarket)
Recently bought our home using Martin's recommendations with Charcol and got the best mortgage deal possible, without having to do very much
Changed car breakdown cover saving about £70
I'm sure there's more,but I don't want to bore you:p

Thanks for reading,keep up the good work everybody
Jo x:A
Jo x:A
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