URGENT please help I am losing all my money

bigtone2010

miamoo wrote: »

Can anyone help thats actually read my OP thanks x

It does not look good, if the company has collected the money from your ex's earnings, he is no longer liable the company is, if the company is in financial meltdown and the CSA gets too heavy handed that could be the trigger that sends the company going under you will then have to join the list of creditors when the company goes bankrupt (basically you will probably never get your money). However preferential creditors such as inland revenue and vat always get there money first and 9 times out of 10 there is not enough to even cover that, so it looks like your going to lose it. The CSA needs to lift the attachment of earnings order asap so your ex becomes liable again, then if he fails to pay he can be chased through debt recovery whereas at this moment in time he can prove he has been stopped the money from his employer following the attachment of earnings order issued from the CSA, thus the forwarding of his maintenance to the CSA is no longer his responcibility.

Hope this helps. I think you should now be thinking more about damage limitation than recovering the money.

speedster

bigtone2010 wrote: »

It does not look good, if the company has collected the money from your ex's earnings, he is no longer liable the company is, if the company is in financial meltdown and the CSA gets too heavy handed that could be the trigger that sends the company going under you will then have to join the list of creditors when the company goes bankrupt (basically you will probably never get your money). However preferential creditors such as inland revenue and vat always get there money first and 9 times out of 10 there is not enough to even cover that, so it looks like your going to lose it. The CSA needs to lift the attachment of earnings order asap so your ex becomes liable again, then if he fails to pay he can be chased through debt recovery whereas at this moment in time he can prove he has been stopped the money from his employer following the attachment of earnings order issued from the CSA, thus the forwarding of his maintenance to the CSA is no longer his responcibility.

Hope this helps. I think you should now be thinking more about damage limitation than recovering the money.

afraid you're wrong there.

the csa will add the amount missing to the arrears and the nrp will pay again. he will join the list of creditors, not the pwc.

kingfisherblue

speedster wrote: »

afraid you're wrong there.

the csa will add the amount missing to the arrears and the nrp will pay again. he will join the list of creditors, not the pwc.

That is so unfair :mad:. I had to go down the DEO route with my ex as it was the only way he would pay anything, but I wouldn't expect him to pay twice.

miamoo

Thanks you everyone for the replies. CSA debt bod I can certainly see your replies and find you very helpfull and knowledgeable thanks alot for posting:)

The CSA woman told me on Tuesday my only option is to close down the case, and have a private agreement with the NRP. She actually said I cant just cancel the DEO, as this is what I wanted to do.
She said I could close the case but lose the arrears.

I will ring back and ask to speak to a manager in a bit, the office dealing with me is Dudley I have the direct number of a woman there (wont post who) but she is the least helpfull person I have ever spoke to:(

bigtone2010

speedster wrote: »

afraid you're wrong there.

the csa will add the amount missing to the arrears and the nrp will pay again. he will join the list of creditors, not the pwc.

I stand corrected, sorry for giving incorrect advice, I was using logic and my knowledge of business to answer. But yes it seems the CSA are a law of there own. They do more damage than good, how can they make people pay twice, they risk financially destroying the nrp, that will be great for the kids I am sure, the system needs an immediate overhaul, and the losers that give us good dads a bad name should be forced into community work to pay their maintenance if they think they are too clever to work full time thus getting away with a decent maintenance assessment. The whole system makes me sick, I pay £140 a week and it is really tough but I do it without complaint because my kids need my support, I seperated from the mother not the kids. Just wish more nrp would stand up and be good parents. Sorry lol got sidetracked their, had my rant so I am off now !!! Good luck

speedster

bigtone2010 wrote: »

I stand corrected, sorry for giving incorrect advice, I was using logic and my knowledge of business to answer. But yes it seems the CSA are a law of there own. They do more damage than good, how can they make people pay twice, they risk financially destroying the nrp, that will be great for the kids I am sure, the system needs an immediate overhaul, and the losers that give us good dads a bad name should be forced into community work to pay their maintenance if they think they are too clever to work full time thus getting away with a decent maintenance assessment. The whole system makes me sick, I pay £140 a week and it is really tough but I do it without complaint because my kids need my support, I seperated from the mother not the kids. Just wish more nrp would stand up and be good parents. Sorry lol got sidetracked their, had my rant so I am off now !!! Good luck

ah. ya see. fatal flaw there.

you used the word "LOGIC" and "CSA" in the same sentence! :rotfl::rotfl:

skibadee

Correct me if I am wrong but I believe you do not have to lose the arrears.

My husband is an NRP paying both regular maintenace and arrears [ these arrears will be cleared next year ]

I spoke to a man in the Liability department a few weeks ago who discussed the alternative options open to NRP's ans PWC's.
one of which was that both parents come to a mutual agreement re direct payment this to include a agreed amount being also paid off the arrears....the Liability Team will then contact the PWC every 3mths to confirm how much has been paid off the arrears.
Obviously both parents have to safeguard themselves and he told me what should be stated on both parents bank statements to ensure this.

I do not know though what would happen in your case re payments NRP's company have not forwarded...I feel it would be unfair to expect the NRP to pay twice for this...and probly financially impossible for the NRP to do so.